BSA Investigator

Join to apply for the BSA Investigator I role at Stride Bank, N.A.

The BSA Investigator I is responsible for ensuring the requirements of the BSA/AML/OFAC Program are maintained at a level commensurate with regulatory examinations. The role performs suspicious activity monitoring to identify customers who pose a risk for money laundering and terrorist financing. It also conducts high‑risk customer investigations, regulatory screening reviews, transaction reporting, and suspicious activity reporting. The Investigator compiles, analyzes, and documents applicable activities in compliance with BSA/AML/OFAC procedures and regulatory requirements.

• Independently researches, analyzes, and decides on customer activity for potential money laundering, terrorist financing, or suspicious activity.
• Compiles data and maintains necessary records and files to assure efficient and consistent reporting of alerts and investigations.
• Reviews and analyzes automated alerts for potential suspicious activity, maintaining production and performance standards.
• Develops, maintains, and, as necessary, facilitates contact with federal and state law‑enforcement agencies to facilitate investigations.
• Communicates with customers and other departments to gather evidence for investigations and provide coaching and interviews related to BSA topics.
• Performs periodic file reviews to ensure activities are reviewed holistically across the spectrum of products and services used by the customer.
• Performs customer due diligence (CDD) and enhanced due diligence (EDD) on heightened‑risk customers.
• Investigates potentially suspicious activity, makes risk‑based SAR recommendations, and prepares SARs.
• Serves as a resource on suspicious activity monitoring to Line of Business by communicating BSA/AML/OFAC requirements and implications to their operations.
• Maintains a current thorough understanding of money laundering and terrorist financing, including policies, procedures, regulations, industry best practices, criminal activities, and developing trends.
• Takes appropriate action on all internal and external notifications and requests.
• Assists and provides support to others in the department during high‑volume monitoring periods or absences.
• Performs other duties as assigned.

Education and/or Experience

• Associate’s or bachelor’s degree in criminal justice or related field, or equivalent work or educational experience required.
• 1–2 years’ BSA/AML/OFAC, Fraud, or Compliance experience required, or equivalent combination of education and experience.
• Preferred to maintain or pursue the Certified Anti‑Money Laundering Specialist (CAMS) certification, Certified AML and Fraud Professional (CAFP), and/or Certified Fraud Examiner (CFE).

• Strong analytical and conceptual thinking skills, with the ability to independently solve problems and make decisions using data.
• Ability to organize thoughts and express ideas clearly.
• Knowledge of regulatory environment(s) and emerging BSA/AML and fraud trends.
• Strong investigative, written and oral communication skills.
• Strong commitment to ethics, and the ability to understand a variety of issues and perspectives.
• Understanding of the banking industry, including bank partnerships with fintech companies.
• Multitask effectively and action matters promptly both independently and in a team environment.
• Handle highly confidential information with appropriate discretion and work in a high‑volume, fast‑paced environment.