Credit Analyst

Credit Analyst – Vale Group

Vale Group has partnered with a company in the banking and financial services industry, based in Oklahoma City, OK, who is actively searching for an experienced Commercial Credit Analyst to work onsite for an opportunity paying competitive salary compensation, dependent on experience. This position focuses on evaluating commercial borrowers through detailed financial review, credit risk assessment, and industry analysis. The role supports disciplined lending decisions by preparing structured credit presentations and monitoring portfolio performance in collaboration with senior credit leadership.

• Excellent career growth opportunity as well as highly competitive benefits.

• Minimum of three years of experience in commercial credit analysis or underwriting
• Bachelor’s degree in Finance, Accounting, Business, or a related field
• No licenses required
• Strong financial analysis capabilities, including cash flow and ratio evaluation
• Prior exposure to commercial lending environments preferred
• Ability to assess borrower risk, industry conditions, and repayment capacity
• Proficiency with Microsoft Excel, Word, Outlook, and financial analysis tools

• Evaluate commercial and personal financial information to determine borrower strength
• Prepare comprehensive credit analyses and written summaries for internal review
• Analyze financial trends, ratios, and cash flow sustainability
• Conduct industry and peer comparisons to support credit decisions
• Monitor loan performance and covenant compliance
• Review ongoing financial reporting to identify potential credit concerns
• Assist with renewals, amendments, and portfolio reviews
• Support as needed