Underwriter, Insurance

Underwriter

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts—at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual.

• Grow and maintain diversified books of business while working with agents to assess risks, determine premiums, set conditions and negotiate in order to ensure profitability and meet business goals.
• Maintain and nurture successful relationships with agents, while presenting proposals, negotiating deals and obtaining approvals.
• Document account reviews, state‑compliant sign‑offs and referrals, letters of authority and follow underwriting guidelines.
• Provide mentorship to underwriters in both technical and professional skills and share best practices for continuous improvement.

• Strategic Account Manager – writing new accounts, growing successful agent and broker relationships and pursuing renewals.
• Problem Solver – crunch numbers to determine risk selection, premiums, policies and conditions, and identify opportunities for improved growth.
• Clear Communicator – maintain relationships, present proposals, negotiate deals and obtain approvals.
• Collaborative Teammate – contribute to overall team success, mentor peers and share best practices.
• Conscientious Professional – complete paperwork, document reviews, state‑compliant sign‑offs, letters of authority and follow underwriting guidelines.

• 2‑5 years of commercial underwriting experience.
• Experience with Commercial Inland Marine insurance products or Commercial multi‑line underwriting with knowledge of Inland Marine.
• Analytical, problem‑solving capabilities.
• Strong territory management skills.
• Excellent communication skills.
• Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants and junior underwriters.
• Command of insurance finance and actuarial concepts.
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues.
• Understanding of contract language, including regulatory and policy differences among applicable states.
• Familiarity with continuous improvement processes and tools.
• Bachelor’s degree in a related field.
• Professional insurance designations (currently or in process).

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.

We offer a comprehensive benefits package that includes workplace flexibility, professional development opportunities, a host of employee resource group opportunities and benefits that support your life and well‑being. For more information, please visit

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or any basis prohibited by federal, state or local law.

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco

Not Applicable

Full-time

Finance

Insurance