Personal Banker

Overview

OLATHE Lvl1 - Olathe, KS 66062

Position Type:
Full Time Category:
Banking

If you are someone wanting to make a difference in the communities that we serve and join the strongest large bank in Kansas City, then Security Bank of Kansas City has a career for you. In addition to our compensation and benefits packages, Security Bank offers full‑time employees 11 paid holidays, rewarding and challenging growth opportunities, generous paid time off and discounted banking services.

A Personal Banker is responsible for delivering an excellent experience to current and potential customers. Employees in this position possess exceptional customer service skills, confidence, leadership skills, a strong sales aptitude, attention to detail, and an outstanding knowledge of traditional and emerging bank products and services. They support and service to new and existing Security Bank of Kansas City customers using in‑person interactions, phone calls and e‑mails, and ensure that the banking center channel delivers consistent, prompt, and professional customer experience while focusing on building and enhancing customer relationships to foster long‑term relationships.

• Understands and applies operational policies and procedures that evolve as customer behaviors change and the channel grows.
• Understands the consumer lending process as it relates to cross‑sell opportunities, loan products and interest rates.
• Properly identifies customers on every interaction using established guidelines and procedures.
• Provides accurate account information using account security procedures.
• Recognizes account flags such as: holds, delinquent loans and screen messages before interacting with a customer.
• Recognizes inconsistencies regarding checks being deposited and account activity.
• Understands check hold processes and procedures.
• Must be customer‑focused and able to convey information in an enthusiastic and positive manner.
• Greets customers enthusiastically, provides quality customer service and constantly looks for ways to exceed their expectations.
• Supports individual and enterprise goals as determined by management.
• Utilizes system software provided.
• Promotes honest and open communication throughout the organization.
• Demonstrates behaviors that are consistent with the bank’s philosophies, objectives, and leadership characteristics.
• Works with other departments to ensure the workflow or process is providing the best service to the customer.
• Proactively seeks ways to provide financial solutions to new and existing customer relationships to meet or exceed customer expectations.
• Proficient in determining customer needs, and providing solutions, that may include referring customers to other departments and bank affiliates/partners including mortgage and commercial lending, treasury management and financial advisors.
• Maintains a strong working knowledge of consumer/business banking products and services to confidently consult with customers.
• Enthusiastically educates customers on emerging bank technology to include mobile banking and deposits, Online banking, Online Bill Pay, ATM/ITM depository functionality, debit and credit cards, E‑statements, etc.
• Accurately and efficiently processes a variety of banking transactions while following proper procedures and safeguarding against fraud and customer privacy.
• Uses strong and creative decision‑making skills and abilities to assist customers; conducts transactions and sales activities with little to no supervision.
• Provides friendly greeting to customers in the lobby, on the teller line, drive‑thru or over the phone.
• Efficiently and accurately processes basic transactions (deposits, withdrawals, check cashing, payments, etc.) while safeguarding against fraud.
• Issues money orders, cashier’s checks and redeems savings bonds.
• Follows all applicable policies, procedures, regulatory rules, and guidelines. Stays up to date with changes.
• Researches and politely assists with customer inquiries, provides account statements, assists with check orders, accepts change of address requests, and performs other customer‑oriented functions with the intent of enhancing customer retention…