Mtge Ln Advisor

Position Details

Mortgage Home Loan Advisor (Commission-Only)

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

• Sourcing leads for mortgage home loans
• Meet with prospective borrowers to obtain loan applications, explain application process, fees involved, and different programs available
• Analyze prospective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report / appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, and work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower; if loan is denied, discuss reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

• Have a high school diploma or general education degree (GED)
• Have one to two years related experience and/or training
• Are proficient with Windows-based software
• Have the ability to drive a car or obtain other reliable transportation is required
• Are able to speak, read, write and effectively interpret documents and reports
• Have competent math skills
• Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
• Are self-motivated and extremely detail oriented
• Thrive in a fast-paced, constantly changing environment