Head of Asset Optimisation

Let’s grow together!
A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced asset management professional looking for an opportunity to grow in a friendly environment, we’re looking for you!

About The Role

Let’s grow together!

A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced asset management professional looking for an opportunity to grow in a friendly environment, we’re looking for you!
We’re flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together …

What You’ll Be Doing

• Using your experience and commercial understanding support asset valuations enabling the business in securing new business without taking on unacceptable risks.
• Actively reviewing and managing disposal routes for distressed assets and oversee the list of appointed agents who can be used to repossess and store assets
• Identifying in individual cases the optimum disposal route when considering all elements including cost, speed and any factors which directly affect the customer.
• Undertaking asset inspections as required both in distressed and business as usual circumstances
• Supporting the underwriting team with the benefit of your experience where new sectors, including Agriculture, are being developed.
• Supporting the business through engagement with manufacturers and suppliers to understand the benefits and potential uses of new asset developments.
• Engaging with other teams, particularly Sales and Credit to widen asset knowledge and potential new asset types that may be required going forward.

About You

What you’ll bring to the team

• You will have significant experience valuing assets for the purposes of provision of lease and hire purchase facilities.
• You will have strong industry knowledge across the asset finance market.
• You will have contacts within the industry for the purposes of collection and disposal of assets which are in default.
• You will have experience of managing challenging situations and communicating with customers at a senior level.
• You will have experience of managing the resale of assets and optimising the revenue from assets (e.g. generating income through short term rental) to minimise shortfalls to the business.

At Paragon, we value diversity and we’re excited to hear from passionate individuals like you!

Further information on the role can be found in the Purpose and Performance Profile (PPP), which is downloadable on this page.

Please note, applicants must have the right to work in the UK. We do not offer visa sponsorship.

Working hours

This is a full time role 37.5 hours per week
- Monday
- Friday
You will be home based, and you will provided with a vehicle to enable regular travel to visit customers, both in normal and distressed circumstances to undertake reviews and support the sales and credit teams. Travel will also be necessary to engage with manufacturers, service providers and attend trade shows as required.

Inclusion

As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

About Us

What can we offer you?

• Generous Holiday Allowance:
  Starting from 25 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave
• Share Save Scheme:
  Annually, you have the opportunity to buy shares in Paragon at a discounted rate
• Profit Related Pay:
  We share some of our annual profit with our eligible employees
• Pension Plan:
  We contribute up to 10% of your annual salary towards your pension
• Family Friendly…