Lead Actuary - Commercial

Lead Actuary – Small Commercial

Sentry is seeking a strategic and visionary Lead Actuary to spearhead new initiatives within Small Commercial. This role will serve as the cornerstone for actuarial leadership, driving excellence across pricing, reserving, and capital management functions. This is a high‑impact opportunity to shape the future of Small Commercial at Sentry through data‑driven decision‑making and innovative actuarial leadership.

• Architect and implement dynamic pricing models, owning proprietary pricing frameworks for core Small Commercial products.
• Oversee all state and regulatory filings to ensure competitive and profitable pricing strategies.
• Collaborate cross‑functionally with product, engineering, and data analytics teams to embed pricing directly into the underwriting and quote‑to‑bind experience.
• Provide critical actuarial insights to guide capital allocation, reinsurance strategy, and long‑term financial forecasting.
• Analyze rate‑making assumptions to provide pricing rate levels that produce profit.
• Coordinate and communicate rate revisions and support documentation with executive management to facilitate orderly transitions.
• Apply tactical, strategic and innovative analysis to evaluate costs, benefits and risks of various business options to achieve profitability and premium growth.
• Analyze specific product line financials to ensure financial strength including actuarial aspects of product development and/or product maintenance for a product line, determination of pricing structure and premiums, filing and approvals, commission structure, systems specifications and other actuarial supports for product management.
• Administer human‑resource‑related activities including timely performance and salary reviews and ensure all subordinates adhere to HR policies and practices.
• Interpret and understand state and federal legislation and its impact on products and programs.
• Analyze cash flow analysis, income projections, profit studies, competitive developments in the marketplace, and review of actuarial techniques.
• Participate in the development of long‑ and short‑term project priorities.

• Bachelor’s Degree with emphasis in Math, Actuarial, Statistics or Economics, or equivalent work experience.
• Strong financial and analytical skills.
• Advanced product knowledge in the assigned product line.
• Proficient skill level in actuarial statistics/assumptions used for rate making, loss reserving and forecasting.
• Membership as a Fellow of the Casualty Actuarial Society or Society of Actuaries.

• Hybrid work model:
  Monday and Friday work from home if desired, Tuesday through Thursday in office.
• In‑office workspace and materials for home office; laptop and additional equipment provided before start.
• Meal subsidy for associates who report to an office.
• 401(k) plan with dollar‑for‑dollar match on first eight percent and immediate vesting.
• Tuition reimbursement through Sentry University.
• Generous paid‑time off plan including volunteer time off.
• Group medical, dental, vision, life insurance, parental leave, and health and wellness benefits.
• Well‑being and Employee Assistance programs.
• Sentry Foundation gift‑matching program.

We take great pride in being on Forbes’ list of America’s Best Midsize Employers. Founded in 1904, we are among the largest and financially strongest mutual insurance companies in the United States, rated A+ by A.M. Best. Our headquarters is in Stevens Point, Wisconsin, with offices throughout the United States. We offer opportunities for ongoing professional development and growth.

Talent Acquisition Specialist:
Katelynne Rivera

Email:

Sentry is an Equal Opportunity Employer. There is no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.

Mid‑Senior level

Full‑time

Finance and Sales

Insurance