Associate Commercial Mortgage Loan Analyst

Associate Commercial Mortgage Loan Analyst

Join to apply for the Associate Commercial Mortgage Loan Analyst role at Reinsurance Group of America, Incorporated

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World's Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health- related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

As a member of the Asset Management Team within the Real Estate Investments Division, job responsibilities include managing the day‑to‑day operations of a designated portfolio of loans, entering and verifying all property related information, operating statement and rent roll data, borrower financial information, market and submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information. Team members assist the Regional Managers and Legal by collecting and reviewing all required asset management loan documents, leases, surveys, title policies, organization documents, etc.

Team members review and complete all post‑closing servicing requests, and other loan or property related items requiring information or follow‑up with the borrower. Role includes completing all loan ratings, internal valuations, loan surveillance, and other special projects as required.

• Collect, standardize, record, and analyze borrower, property and operating information including, but not limited to, annual operating statements, rent rolls and borrower’s personal financials for a dedicated portfolio of loans. Ensure timely delivery and entering of all necessary borrower provided documentation.
• Complete annual rating process for assigned loan portfolio. Review and analyze borrower financials, property operating history, rent roll, market rental and occupancy data, location information, building characteristics and demographic information. Partner with the Chief Valuation Officer to determine appropriate cap rate and qualitative adjustments to conclude a property value and overall loan rating.
• Complete loan surveillance and all borrower requests including loan assumptions, assignments, escrow draws, partial releases, and tenant lease related activities by acting as the liaison between the borrower and lender. Assist home office management in all special servicing related matters in the event of a loan default. Manage any Watch List loans. Assist the home office servicing manager with all payment, tax, and insurance related issues.
• Research, review, and analyze market and submarket data and prepare periodic reports on both positive and negative trends.
• Enter and verify all property related information, operating statement and rent roll data, borrower financial information, market and submarket data, comparable rent, sales and capitalization rate information and any other relevant loan information for all new originations.
• Maintain regular and predictable attendance.
• Perform other job‑related duties or special projects as required.

Required

• Bachelor’s degree – Business Administration, Accounting, Finance, IT or related area of study
• 2+ years of experience working in Commercial Real Estate, Insurance, Banking or Financial Services company

Required

• General understanding of basic financial concepts
• Customer service oriented; responsive to requests from internal and external customers
• Strong analytical and issues resolution skills
• Work effectively in a team environment
• Strong oral and written communication skills
• Strong time management skills as well as the ability to meet deadlines
• Self‑starter with leadership potential and ability to work on own

• Knowledge of insurance company mortgage lending practices
• Knowledge of mortgage loan valuation or software

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
• Enjoy a respectful, welcoming environment that fosters…