Scorecard Specialist

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.

• Hybrid model – up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401(k) (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities (e.g., Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs.

To learn more about Compeer Financial visit

This position offers a hybrid work option up to 50% remote and is based out of the Rochester, MN;
Lakeville, MN;
Sun Prairie, WI;
Bloomington, IL;
Open to other Compeer Locations.

This position serves internal and external clients by administering, processing and making new loan and lease request decisions within the Scorecard program. Onboards loans and establishes lease requests by determining eligibility and compliance to policy. Collaborates with internal team members and Agri-Access Lending Partners to provide a sound, efficient and timely credit decisions.

• Processes loan and lease requests for scoring and approves or declines using Compeer's model, Decision Management Platform (DMP).
• Determines and enters YBS, farm involvement, and industry codes for Salesforce loan set-up.
• Reviews status codes in DMP (Prescreens, Review, or Declines) and financial/supporting documentation submitted to approve or decline a request based on the score.
• Communicates with Lending Partners regarding loan application information. Once loan decision is complete prepares and sends approval, changes or decline notices.
• Answers questions and provides direction to internal team members and lending partners on scorecard and credit bureau related issues that arise during the processing and closing of lending transactions, DMP results, process problems and handling of credit requests.
• Provides a high level of service, closely follows prescribed response time goals.

• Analyzes financial and supporting documentation submitted for credit reviews and exceptions to policy. Determines appropriate level of analysis and due diligence required based on credit risk, following policies and guidelines (generally performing limited financial analysis). Approves or declines request within delegated authority, establishing acceptable terms and conditions.
• Makes determination of eligibility of applicants, property type, and loan purpose. Determines consumer compliance of the loan.
• Sources and reviews other applicant data, background reports, etc. Approves or declines according to policy within delegated authority.
• Escalates decision to higher authority as required, forwards request to traditional underwriters for full analysis and decisions as required.
• Establishes loan conditions and closing requirements for approved actions.
• Submits requests for prior approval of official loans.

• Monitors database exception reports to ensure proper financial data, collateral, and loan classifications are accurate.
• Documents decisions and correspondence, indexing as required.
• Monitors reports for proper use of scorecards and trends, noting potential growth or concern areas.
• Prepares reports as required by policy.
• Verifies system data for completeness and accuracy after…