HMDA Compliance Specialist; Remote

Position: HMDA Compliance Specialist (Remote)

Join to apply for the HMDA Compliance Specialist (Remote) role at South State Bank
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South State has a long history of steady growth, deep community roots, and a commitment to helping customers move forward.

We are committed to helping our team members find success while maintaining our core values of trust, lasting relationships, and excellence.

Summary/Objectives

As the HMDA Compliance Specialist, you will take ownership of all tasks related to validating HMDA data reported by various lending channels to ensure accurate Loan Application Register submissions to the CFPB.

Essential Functions

• Read, analyze, and interpret loan applications and other loan documentation to code loans for HMDA reporting.
• Review monthly loan application data and credit files to verify accuracy of HMDA LAR reporting.
• Coordinate with lending departments to resolve errors or inconsistencies within HMDA data.
• Maintain knowledge of the Home Mortgage Disclosure Act to ensure accurate LAR preparation.
• Stay up-to-date with the bank’s lending practices to perform thorough comparative analyses of HMDA data.
• Complete assignments within time frames assigned by the HMDA Program Manager.
• Identify and report potential concerns or non‑compliance with HMDA regulatory requirements.
• Assist in maintaining and updating HMDA policies and procedures.
• Recommend changes to HMDA validation processes and resources based on reviews and process changes.
• Perform other department duties as assigned.

Competencies

• Coordinate multiple projects, including a steady stream of new projects.
• Interface well with all departments and individuals across all levels.
• Excellent oral and written communication skills; knowledge of compliance rules and regulations.
• Detail‑oriented, comfortable with PC work including Microsoft Office, and willing to adapt to new software.

Qualifications, Education, and Certification Requirements

• High School Diploma or GED.
• 2–4 years of banking experience, preferably in mortgage lending, loan compliance, or HMDA.
• Strong interpersonal skills, computer skills, and English language proficiency.

Training Requirements/Classes

• Compliance seminars/webinars as available within department schedule.
• Required annual compliance training, new employee orientation.

Physical Demands

Must effectively access and interpret information on computer screens, documents, and reports. Position requires a large amount of time seated or standing in front of a computer. May require bending and reaching.

Work Environment

Telecommuters or hybrid workers must maintain a secure home office free from background noise and distractions, with a reliable private internet connection (cable or fiber preferred).

Travel

May be required to travel to meetings as needed.

Salary

In accordance with Colorado law, the anticipated salary range is $48,647.00–$77,710.00, with actual offers based on skills, experience, and education.

Deadline

Final date to receive applications is January 15, 2026. Candidates may be considered beyond this date.

Benefits

South State offers a competitive benefits package (details available on request).

Equal Opportunity Employer, including disabled/veterans.

Referrals increase your chances of interview by 2×.

Seniority Level

Entry level

Employment Type

Full‑time

Job Function

Finance and Sales

Industries

Banking

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