Credit Underwriter

Job Title:

Credit Underwriter

The Credit Underwriter is responsible for issuing credit decisions based on the documented borrower profile, adhering to program and client guidelines. This role requires achieving minimum daily production goals, clearing conditions, and maintaining department audit standards.

• Underwrite residential mortgage loans following Conventional guidelines.
• Input and analyze data using Loan Prospector, Desktop Underwriter, Assetwise, and other AUS engines.
• Identify and assess overall risk and potential fraud exposure.
• Meet daily production goals and quality targets, clearing conditions within department audit standards.
• Review credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections.
• Review residential mortgage appraisal forms and calculate Loan to Value ratios.
• Analyze income from various sources including salaried, commissioned, self-employed, investments, and fixed income.
• Analyze asset statements for all types of asset accounts.
• Work overtime and weekends if needed.
• Perform other related duties as assigned.

• Ability to work in a fast‑paced, metrics‑driven environment.
• Strong analytical and problem‑solving skills.
• Ability to prioritize multiple objectives to meet client deadlines and department goals.
• Excellent verbal and written communication skills.
• Proficiency in Microsoft Office Suite, including Word, Excel, and PowerPoint.
• Strong underwriting knowledge of Prime or standard Full Documentation.
• In‑depth knowledge of HVCC guidelines and federal, state, and local compliance regulations.
• Experience with Fannie/Freddie guidelines, back‑end quality control, and fraud audit.
• Use of Desktop Underwriter (DU), Loan Prospector (LP), and other loan operations systems.

• Associate degree or equivalent industry experience required.
• 3+ years of relevant industry experience.
• 3+ years of securitization experience.
• 3+ years of recent frontline underwriting experience.
• Experience with Conventional, FHA, VA, and Non‑Qualified Mortgage products.

This is a Permanent position based out of Madison Heights, MI.

The pay range for this position is $66,560.00 – $83,200.00/yr.

• Medical Plans – 2 different plans offered.
• Goodpath – available at no cost if enrolled in a Covius medical health plan; virtual care for pain, stress, sleep, etc.
• Health Savings Account – tax‑free savings account; eligible if enrolled in a medical health plan.
• Dental – 2 different plans offered.
• Vision – one plan offered.
• Life and Disability – company‑paid employee basic life and AD&D insurance; supplemental life and/or AD&D coverage available.
• Supplemental Insurance – optional accident, hospital indemnity, and/or critical illness supplement insurance.
• Medicare – free online resources for any Medicare‑eligible employee.
• Employee Assistance Program – 24/7 access to life assistance resources at no cost.
• 401(k) Retirement Savings – up to 3% company match; fully vested in company contributions after 1 year.

This is a fully remote position.

This position is anticipated to close on Jan 7, 2026.

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe, and Asia. As an industry leader in Full‑Stack Technology Services, Talent Services, and real‑world application, we work with progressive leaders to drive change.

That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.