Remote Underwriter

Make an immediate impact protecting borrowers and clients by ensuring airtight compliance across TRID 3.0 and TRID 1.0. You’ll apply deep mortgage‑compliance expertise to underwriting reviews, due diligence, portfolio analyses, and special compliance projects—helping us meet federal and state regulatory requirements with precision.

Classification:
Transactional Employee (TE) — work is assigned on an “as needed”/project basis and may vary week to week depending on client needs. Hours are not guaranteed; there can be periods with reduced or no work.

• Perform compliance reviews within TRID 3.0 and TRID 1.0 scopes to verify adherence to federal and state regulatory requirements and internal guidelines.
• Review and capture loan data from mortgage documents (e.g., Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal), ensuring completeness and accuracy.
• Analyze HUD‑1, Closing Disclosures, Loan Estimates, TIL, and other mortgage disclosures for compliance accuracy and timing requirements.
• Capture and validate settlement fees for state and federal testing; identify irregularities within the underwriting administrative process and loan file.
• Evaluate the disclosure process end‑to‑end (delivery, timing, required verbiage, execution, completeness) across all applicable State and Federal documentation.
• Manage your individual workflow to meet daily volume and quality goals with strong attention to detail.

• HS Diploma/GED required;
  Associate/Technical degree preferred.

• 3+ years relevant mortgage‑industry experience, including securitization.
• 3+ years recent frontline underwriting (manual and automated) across Conventional, FHA, and/or VA.
• Proven experience with A‑Paper, B/C‑Paper, Conforming and Non‑Conforming, Sub‑Prime, and QM / Non‑QM residential products.

• Expert knowledge of TRID and mortgage disclosures, documentation standards, timing & delivery requirements.
• Strong analytical skills for fee testing and exception identification; ability to interpret complex regulatory guidance.
• High accuracy in data capture; disciplined workflow management to hit volume and quality targets.
• Clear, professional communication and collaborative problem‑solving.

Experience Level: Intermediate

Work classification & schedule:
This is a Transactional Employee role. Assignments are project‑based and may vary based on client needs; a 40‑hour work week is not guaranteed. Work may be designated to a specific deal or client engagement, and there may be occasional periods of no work between assignments.

• Do meaningful work that safeguards borrowers and partners.
• Tackle complex compliance projects across diverse portfolios.
• Join a team that values rigor, integrity, and continuous improvement—while offering flexibility inherent to TE project work.

Permanent position based out of Orlando, FL. Fully remote.

The pay range for this position is $49,920.00 - $64,480.00/yr.

This position is anticipated to close on Jan 5, 2026.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.