AML Operations Analyst

This range is provided by Ramp. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$75,400.00/yr - $/yr

About Ramp Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include leading venture firms and angels. The Ramp team comprises leaders from financial services, fintech, and technology companies. Ramp has been named to Fast Company’s Most Innovative Companies list and other recognitions.

As a member of Ramp’s AML Team, you will execute Ramp’s anti–money laundering and sanctions compliance program. You will review transaction monitoring alerts, conduct investigations, and complete enhanced due diligence (EDD) reviews to identify and mitigate financial crime risks. This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth.

You’ll work closely with our Compliance, Risk, Product, and Fraud Operations teams to ensure Ramp maintains a strong financial crimes compliance program.

• Review and disposition transaction monitoring alerts across Ramp’s product lines to identify potentially suspicious activity
• Investigate suspicious activity and prepare documentation supporting SAR decisions and filings
• Review sanctions and PEP screening alerts, escalating and reporting true matches as required
• Conduct enhanced due diligence (EDD) on higher-risk customers, entities, and counter parties
• Assist in the ongoing optimization of Ramp’s AML systems and transaction monitoring rules
• Support responses to bank partner requests, audits, and regulatory reporting obligations
• Identify process improvements, document findings, and contribute to compliance procedures and training materials

• Minimum 2 years of experience in compliance operational teams
• Familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance
• Ability to handle multiple and fast-changing priorities
• Excellent written and verbal communication skills
• Investigative and critical thinking skills

• Accreditation by ACAMS, an equivalent industry body, or other qualifications in financial crime, risk management, or compliance
• Experience supporting a growing compliance team
• Experience in high-growth start-ups, particularly in fintech
• Experience working cross-functionally with risk and operations teams

• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• One Medical annual membership
• 401k (including employer match)
• Flexible PTO
• Fertility HRA (up to $5,000 per year)
• WFH stipend to support your home office needs
• Wellness stipend
• Parental Leave
• Relocation support to NYC or SF (as needed)
• Pet insurance

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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