Risk Management & Underwriting Leadership Development Program

Launch your career. Build your future. Make an impact. Are you ready to apply your analytical mindset and problem‑solving skills in a dynamic, fast‑paced environment? Join our Risk Management & Underwriting Leadership Development Program (RULDP Evolve) for a unique opportunity to grow your career while helping shape smart insurance decisions that drive business success. As an RULDP associate, you’ll evaluate risk, help determine pricing and make decisions that directly influence our bottom line, all while protecting the company’s financial strength and meeting the needs of our clients.

What You Can Expect from the RULDP Experience. From day one, you’ll be supported by mentors, managers, peers, and program leads as you build foundational skills and develop into a future leader. Our 5‑year program features:

• Technical Training:
  Learn the ins and outs of underwriting, risk analysis, product knowledge, negotiation, and more through our intensive underwriting Training curriculum.
• Professional Development:
  Enhance leadership and communication skills through workshops, mentoring, and hands‑on experiences.
• Optional Rotational Opportunities:
  Participate in two rotations (typically 2.5 years each), giving you exposure to different products, markets, or customer segments.
• Career Exploration:
  Job shadowing and opportunities to participate in strategic initiatives will give you insight into the full spectrum of Risk Management and Underwriting Roles.

We’re seeking curious, driven individuals who are eager to learn, grow, and lead. RULDP Evolve is a great opportunity for recent graduates or those early in their careers who are excited to apply their academic knowledge in a real‑world setting. What you need to do the job:

• Bachelor’s degree is required. The following majors and/or minors are preferred:
  Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• If outside of preferred majors, relevant internship or work experience in analytics, finance, or the insurance space is required.
• GPA of 3.0 or higher preferred.
• Strong analytical and critical thinking skills.
• A strong foundation in working with math and numbers.
• Excellent verbal and written communication skills.
• Confident negotiator and problem‑solver.
• Customer‑focused mindset.

• Start Date:
  
  Monday June 8th 2026.
• Location:
  
  This is a hybrid position out of Philadelphia, PA;
  Franklin, TN;
  Chattanooga, TN or Scottsdale, AZ. This hybrid position requires in‑person work at least three days per week (Tuesday, Wednesday, and one additional day of your choice) at your assigned office location, with flexibility to work at home for balance of time.
• Work Authorization:
  This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H‑1B or CPT/OPT/STEM, etc., now or in the future.
• Timeline:
  Our recruitment process consists of several rounds including a recruiter phone screen and up to 3 rounds of interviews. Our final round interview day will be conducted in‑person with the expectation of traveling to one of our offices where applicable. The job application window will close on October 23, 2025, or once all roles are filled.
• If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10
  
  Mbps download/5
  
  Mbps upload.

About Cigna Healthcare. Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or…