Loan Officer

Job Description

Job Description

Full-time remote role with flexible hours to accommodate client needs.

100% Remote

• Minimum of 1+ years of experience in mortgage loan origination or real estate lending.
• Proven track record of closing at least 1-2 loans per quarter.
• An active NMLS license is required at time of application in one of the following states:
  Colorado, Montana, Texas, Idaho, Wyoming, Michigan.
• Strong knowledge of mortgage lending regulations and industry best practices.
• Experience managing financial operations and analyzing data.
• Proficiency in CRM software and digital lending tools.
• Excellent communication and interpersonal skills.
• High attention to detail and strong organizational abilities.

Pay : $24,000 to $250,000 annually, with a tiered commission structure based on volume.

• Bonus Potential :
  Guaranteed pay while building your pipeline, with the opportunity to earn higher commissions if exceeding expectations.

At Red House Lending, your earning potential is driven by your ability to generate and convert self‑sourced leads, giving you full control over your success. While we provide additional purchase and refinance leads from various sources, the highest income opportunities come from building and leveraging your own network. As a preferred lending partner for over 600 in‑network agents, you’ll also have access to quality purchase leads to complement your efforts.

• Holiday Time Off – 11 bank holidays including:
  New Year’s Day, Martin Luther King Jr. Day, Presidents’ Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day.
• Flexible schedule with ability to visit clients outside the office.
• Paid Time Off: PTO as needed, subject to manager approval.
• Work From Home (WFH).

• Competitive commission structure.
• Opportunity to get on the ground floor – build a team!
• Chance to advance into manager roles at a growing company.

• Ongoing professional development and training.
• Access to industry‑leading tools and resources.

The Mortgage Loan Originator at Red House Lending plays a crucial role in managing financial operations, overseeing the loan origination process, and ensuring compliance with mortgage lending regulations. This position requires strong expertise in mortgage financing, financial data analysis, and regulatory compliance. The ideal candidate will be client‑focused, detail‑oriented, and adept at utilizing technology to streamline the lending process.

• Loan Origination & Client Relations:
• Guide clients through the mortgage application and pre‑approval process.
• Present competitive loan options from top‑ranked mortgage and mortgage loan originator professionals.
• Ensure a seamless experience for clients by managing communication and expectations throughout the process.
• Financial Analysis & Compliance:
• Analyze financial data to determine loan eligibility and risk assessment.
• Ensure compliance with all federal, state, and industry regulations.
• Maintain accurate records and documentation for audit purposes.
• Operations & Process Management:
• Utilize advanced CRM and lending technology to enhance efficiency.
• Collaborate with internal teams and external partners to optimize lending operations.
• Monitor market trends and adjust strategies accordingly.
• Preferred
  
  Skills:
  
  
• Experience working in a remote or virtual lending environment.
• Knowledge of real estate market trends and mortgage underwriting processes.
• Similar
  
  Title:
  
  
• Licensed Mortgage Loan Originator – NMLS | Remote or Multi‑State (CO, MT, TX, , WY, MI – NMLS licence required)

At Red House Lending, we are transforming the mortgage industry by leveraging cutting‑edge AI technology and offering clients a seamless loan origination process. With our white‑glove service, we ensure every client receives personalized attention and support. As a self‑sourced officer, you will have the flexibility to build your client base and advance within the company, with the opportunity for growth into leadership roles.

Red House Lending is committed to fostering a diverse and inclusive workplace. We are proud to be an equal‑opportunity employer, considering all qualified applicants without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.