Risk Management - Retail Risk Management Credit Card and Personal Lending; RRM CC & PL Intern/Co-op
Description
:DEPARTMENT OVERVIEW
Co-op and Internship opportunities allow you to gain valuable work experience acrossa number ofthe businessesat TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow asindividualand experience our culture of care.
Our
Co-op/Intern Programming
is offered with select Co-op and Internship roles and is designed to helpyou betterunderstand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:
Leadership talks with key Leaders from across the organization
Lunch and Learnson topics such as Innovation
Diversity and Inclusion and Personal Branding and so much more
The TD Retail Risk Management Credit Card and Personal Lending (RRM CC & PL) teamis responsible fordeveloping and executing automated credit adjudication strategies and initiatives for credit card (CC) and personal lending (PL) portfolios. These efforts support product partners in meeting growth and profitabilityobjectiveswhilemaintainingoverall portfolio credit risk quality and ensuring performance stays within risk appetite.
JOB DESCRIPTION
The successful candidate will join afast-paced, results-oriented,and innovative team thatis responsible fordeveloping,enhancingandmonitoring
Credit Card origination and exposure management strategiesacross both consumer and businesscreditcard portfolios. Working with seasoned professionals andleveragingyour existing analytical skillsets,andbuilding new ones, you will help provide insights and analysis that willidentifyrisk trends and enhance business opportunities through effective management of risk/revenue trade-offs.
Through effective packaging and communication of these findings, you will support meaningful change that will enable business growth within TD's risk appetite.
JOB REQUIREMENTS
We’reproud to work with a group of diverse colleagues. If you have relevant experience thatisn’tmentioned
below, tell us about it in your resume or cover letter.
Currentlyenrolled inan
undergraduate degree
in Finance, Accounting, Analytics, Data,Business/Commerceor relatedfield
Must be enrolled in an undergraduate degree with the intent of going back to school atthe start of your work term(requirement of all co-op/intern positions)
3rdor 4thyear student preferred
Demonstratedproficiencyin Microsoft Suite applications, including Excel, PowerPoint, and Word.
Experience in programming with SQL and/or Python; familiarity with Azure is considered an asset.
Strong analytical skills, with the ability toidentifypatterns and trends, and leverage data to address key questions and insights.
Excellent interpersonal and communication abilities; collaborative team member who cultivates positive relationships with partners, colleagues, and project stakeholders.
Skilled in simplifying and presenting complex concepts and business outcomes to diverse audiences, tailoring communications asappropriate.
Exhibits strong ownership and accountability over individual work and deliverables.
Adaptable, able to learn new concepts rapidly and manage multiple projects or tasks concurrently.
Possessesa strong senseof curiosity, consistentlyseekingto understand underlying causes and implications of results.
ADDITIONAL INFORMATION
This position is a 4-month work term and willcommence
May 4th– August 21st2026.
Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
TD requires employees toresidein the country where the role islocated, irrespective of remote working arrangements
TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.
We’redelighted thatyou’reconsidering building a career with TD. Through regular development conversations,
training programs and a competitive benefits plan,we’recommitted to…
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