Deputy Laundering Reporting Officer; DMLRO DIFC
Dubai, Dubai, UAE/Dubai
Listed on 2026-01-06
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Finance & Banking
Regulatory Compliance Specialist, Financial Crime
Deputy Money Laundering Reporting Officer (DMLRO) – DIFC
Direct message the job poster from 3S Money
Global Talent Lead at 3S Money, specialised in placing highly skilled and ambitious individuals all over the world 🌍🚀Hybrid working: up to 2 remote working days weekly.
We are looking for an experienced Deputy Money Laundering Reporting Officer (“DMLRO“) who will report to and provide support for the MLRO UAE in all financial crime and regulatory reporting‑related activities.
Our mission3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive and exchange money in over 190 countries. With offices in five countries and over 200 employees, you’ll be joining a high‑energy, high‑impact team that’s achieved profitability and has a wealth of opportunity ahead.
Our cultureAt 3S Money, we believe in caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.
What you’ll be doing- Demonstrate your knowledge of the fundamentals of regulations applicable to DIFC EMIs and navigate DFSA and DIFC Rules.
- Oversee compliance with DFSA regulations, manage AML/CTF frameworks and implement ongoing compliance monitoring through the Compliance Monitoring Plan; work closely with the MLRO to track all changes and spread a culture of compliance across the business with training & support.
- Review, investigate and report suspicious activity; take ownership of SAR requirements and client exit processes; use the GoAML platform for reporting.
- Address Law Enforcement Requests.
- Monitor UAE, EU, UK, and US sanctions regime changes; work confidently with senior management to provide up‑to‑date information for risk management and sanctions compliance, and conduct assessments to measure potential risk impacts to 3S Money.
- Undertake special projects as needed or support the financial crime operations team on targeted risk issue remediation; take ownership of specific tasks delegated by the MLRO or senior management.
- Review compliance onboarding practices and documentation, liaise with the business as required, and recommend improvements.
- Provide monthly and ad‑hoc reports to management.
- Communicate compliance and risk management requirements to internal and external clients; address queries and concerns and assist with the delivery of first and second line of defence training through classroom sessions, workshops, or informal Q&A sessions.
- Act as the point of contact for authorities in matters pertaining to Financial Crime in the absence of the MLRO.
- Relevant professional qualifications from an internationally recognised body (e.g., ICA, ACAMS); a relevant bachelor’s degree is advantageous.
- Demonstrable experience within the financial industry with PSP/EMI/Fintech experience being a strong preference.
- Intimate and thorough knowledge of the DFSA regulatory environment, key financial crime regimes, including international sanctions regimes, with an interest for sharing these through training and support of other business units.
- A fast and strategic thinker, resourceful and able to deliver on time; can work independently as a leader in the Regulatory Compliance team.
- Strong experience with record‑keeping and decision‑making.
- Excellent written & verbal communication skills to share your knowledge across the business at all levels.
- Competitive salary + stock options (after 12 months) & benefits.
- Hybrid working setup in our wonderful city‑centre office.
- Opportunity to work on non‑BAU projects, explore new avenues and expand your expertise to benefit your professional pathway & our teams.
We are an equal opportunities employer.
We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundation to our success in building more efficient products, making better decisions and establishing an all‑inclusive place to work.
Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.
Mid‑Senior level
Employment typeFull‑time
Job functionLegal and General Business
IndustriesFinancial Services and Banking
LocationDubai, United Arab Emirates
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