Senior Credit Risk Officer

At IH Mississippi Valley Credit Union, we believe lending should empower people. As a Senior Credit Risk Officer, you'll play a pivotal role in shaping lending strategies. Your expertise in portfolio analytics and risk management will help drive sound decisions, ensuring sustainable growth and a member‑centric approach. With a competitive pay range of $120,000 to $160,000, this is an exciting opportunity to grow your career in a collaborative and forward‑thinking environment.

In‑office work is done at our beautiful headquarters on River Drive in Moline, Illinois. This facility offers a comfortable office setting with on‑site gym facility and purposeful collaborative spaces to connect. Remote work is a breeze with easy‑to‑use tools to help stay connected.

We are a member‑owned financial cooperative dedicated to helping our member, our team members and our communities along their financial path. At our best we are authentic, driven, and innovative.

As a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, you will be an essential collaborator who thrives in a data‑driven environment. This role requires you to harness your analytical skills, transforming complex data into actionable insights that enhance our lending strategies and portfolio management. Collaborating closely with other professionals, you will identify risks and develop innovative solutions that prioritize our member‑centric values.

Your ability to interpret data effectively will drive strategic decisions, ensuring that our lending processes are not only effective but also aligned with the highest standards of integrity and performance.

To excel as a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, a robust set of skills is essential. You must possess a strong proficiency in analytical tools to provide oversight of loan portfolios, ensuring all data is meticulously scrutinized. Your ability to translate data into actionable decisions will be vital not only for enhancing our lending strategy but also for fostering a proactive approach to risk management.

Additionally, you will serve as a strategic advisor to senior management, requiring strong communication and interpersonal skills to effectively convey insights and recommendations. An in‑depth understanding of credit risk assessment, coupled with a knack for problem‑solving and member focus, will position you for success in this dynamic role. A collaborative spirit and the ability to work independently are also crucial, as you will be driving initiatives that contribute to our forward‑thinking culture.

• Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields. Master’s preferred
• 7+ years of experience in credit risk management, portfolio analysis or related financial risk functions. Advanced Risk certification preferred.
• Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending.
• Direct experience with CECL, stress testing, scorecard development, or predictive analytics preferred.
• Ability to communicate complex risk concepts to senior leadership and board members
• Exceptional leadership, analytical and problem‑solving skills

• Advanced quantitative and statistical skills
• Strong data visualization and reporting capabilities
• Deep understanding of credit lifecycle, underwriting metrics, and risk‑based pricing
• Ability to communicate complex analytics clearly to executive and eventual Board audiences
• Exceptional attention to detail with strategic, big‑picture thinking

Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits:(Use the "Apply for this Job" box below). Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.

Move Up your career at IHMVCU…