Finance​/Credit Quantitative Model Risk Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

• Conduct rigorous, independent validations of sophisticated models across finance, treasury, and analytics through in-depth review, testing, and ongoing monitoring to ensure their accuracy and integrity.
• Identify key model weaknesses and highlight opportunities for improvement, helping teams build stronger, more powerful tools.
• Collaborate with teams across the business to drive the remediation of validation findings.
• Partner with model owners and developers to implement and enhance our company‑wide MRM framework, ensuring it remains effective and innovative.
• Work closely with Accounting, Internal Controls, and Compliance teams to ensure we meet and exceed all audit and regulatory expectations.

• 6+ years of professional experience in a technical role such as model development, model validation, or data analytics.
• Deep knowledge of ALM, treasury, and corporate finance.
• Hands‑on ability to script in languages like Python and wrangle large‑scale datasets with SQL.
• A BS, MS, or PhD in a quantitative field such as Quantitative Finance, Math, or Data Science.
• A natural problem‑solver with a meticulous eye for detail, a deep curiosity for how models work, and excellent critical‑thinking skills.
• Exceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audience.

• Base Pay Grade: O
• Equity Grade: 6
• Base pay range: $170,000 – $220,000 per year.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness, and tech spending, as well as benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). Employees may also be eligible for equity rewards offered by the parent company.

• Health care coverage – the company covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for technology, food, various lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to rest and recharge.
• ESPP – an employee stock purchase plan enabling you to buy shares at a discount.

Affirm is a remote‑first company. The majority of our roles are remote, and you can work from anywhere within the country of employment. Some roles may occasionally require working from an assigned office.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

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• Seniority level:
  Mid‑Senior level
• Employment type:
  
  Full‑time
• Job function:
  Finance and Sales