Wholesale Banking Loan Closer; Remote in Atlanta, GA or Jacksonville, FL

Wholesale Banking Loan Closer (Remote in Atlanta, GA or Jacksonville, FL)

2 days ago Be among the first 25 applicants

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem‑solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers.

At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

• Facilitates the closing of multiple large dollar, complex commercial loans simultaneously.
• Reviews loan type, approval terms and conditions, bank policy and regulations to determine closing requirements and develop a due diligence/closing checklist.
• Performs due diligence activities for a wide-range of commercial loans applying specialized knowledge to analyze complex requirements and effectively administer pre‑closing activities.
• Prepares loan documentation on the bank’s documentation system, ensuring that documents are prepared accurately with proper terms and conditions as outlined in the loan approval and within standards/requirements.
• Reviews legal closing documents for accuracy against loan approval and credit write‑ups.
• Effectively manages a large pipeline of loans at different stages of the closing process managing workflow and deadlines.
• Identifies and obtains all necessary third‑party reports which may include title, surveys, entity documents, flood determinations, and UCC searches.
• Reviews all reports and documents for accuracy and sufficiency according to bank policy and regulatory requirements.
• Identifies discrepancies and issues, facilitates resolution, and takes corrective action.
• Acts as a liaison with attorneys, third party vendors, and customers.
• Executes timely follow up and management of all closing requirements and monitors to ensure deadlines are met.
• Responsible for ongoing communication with lender and borrower on the status of specific loan requests.
• Processes disbursement of loan proceeds.
• Maintains and updates electronic checklists to ensure all diligence items are addressed.
• Manages electronic file organization for all commercial loan files.
• Meets the Commercial Hubs Standard Service Level Agreements and Quality Control objectives.
• Provides instructions, guidance and requests to stakeholders ensuring clear, professional communication and efficient processing.

• Advanced knowledge of commercial loan documentation and various loan structures such as commercial real estate, asset based lending, general C&I lending, and various complex non‑real estate transactions.
• Advanced knowledge of due diligence requirements related to complex loan transactions including but not limited to corporate documentation, leases, subordination agreements, property management agreements, borrowing bases, and titles.
• Stays current on applicable banking regulations and security procedures and practices to prevent fraud or other bank losses and to comply with regulatory requirements.
• Advanced skills in computer and Microsoft Office.
• Able to effectively and persuasively express self, using language and grammar in a professional manner.
• Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames.
• Able to provide a high level of interactive service to others, building relationships and addressing identified needs.
• Able to analyze and record detailed…