Mortgage DE​/SAR Underwriter

We're hiring experienced
* Mortgage Underwriters
* to support our broker channel and help drive high quality, compliant loan decisions. This role focuses on reviewing loan files, assessing risk, and ensuring alignment with FHA, VA, and Conventional guidelines.

• Underwrite FHA, VA, and Conventional loans with accuracy and speed
• Review credit, income, assets, and full loan documentation
• Partner with loan structure and income teams to finalize approvals
• Underwrite 2-3 initial files and 6-8 final approvals daily (volume dependent)
• Ensure compliance with investor and agency standards (FHA, HUD, VA, IRRRL, SAR, Trumps
  
  ID)
• Issue timely approval/denial decisions and resolve outstanding conditions

• Strong mortgage underwriting experience (FHA preferred)
• Deep understanding of agency/investor guidelines
• Ability to work within a structured, endtoend underwriting workflow
• Strong communication and documentation review skills

• 3+ years of mortgage underwriting experience required
• Does require DE or SAR
• Solid knowledge of mortgage underwriting and basic automated underwriting systems
• Proficiency with basic automated underwriting systems
• Strong understanding of FHA, VA, and conventional loan underwriting
• Experience with Encompass and proficiency in Excel preferred
• Experience with FHA, HUD, VA, VA IRRL, VA SAR, Trumps
  
  ID Registration preferred

Experience Level - Intermediate Level

Job Type & Location - This is a Contract to Hire position based out of Carrollton, TX.

Pay and Benefits - The pay range for this position is $31.25 - $31.25/hr eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type - This is a fully remote position.

Final date to receive applications - This position is anticipated to close on Jan 19, 2026.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.