Chief Lending Officer

The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.

We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.

Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive.

The Chief Lending Officer (CLO) is responsible for loan growth, strategic oversight, and managing Momentus Capital’s lending operations, ensuring that loan production and portfolio performance align with the organization's impact and profitability goals. The CLO reports directly to the President and Chief Executive Officer and will be a member of both the Executive Management Team (EMT) and the Momentus Leadership Team (MLT).

In addition, the CLO serves as a liaison to the Board of Directors’ Finance & Risk Committee and participates in and presents at the quarterly board meetings.

The CLO holds primary responsibility for the lending business and product development, loan portfolio growth and quality, relationship building, and setting the direction for loan production. Responsibilities include contributing to the development and implementation of appropriate loan policies and procedures, as well as providing guidance, strategic direction, and mentorship to all members of the lending teams. The CLO oversees the loan originations, portfolio management, and construction management teams.

The CLO will oversee the following functions:

• Community Development Lending
  :
  Delivering capital to key community pillars, including high-quality health centers and education facilities, food systems operators, mixed-use and affordable housing, and cooperatives.
• Small Business CRE Lending (SBA 504 and Small Business CRE non-SBA):
  Long-term, competitive loans to small businesses looking to purchase, improve, or refinance owner-occupied commercial real estate and large equipment financing.
• Small Business Lending (SBA Community Advantage 7A & Microloans):
  Small business loans for start-ups and existing businesses for working capital, equipment, inventory, business acquisition, debt refinancing, and more.
• Portfolio Management
  :
  Oversees loan portfolio performance, credit quality, and subsidiary management.
• Construction Management
  :
  Oversees pre-closing and assessment of a growing construction-backed portfolio and post-closing servicing.

• Strategic Leadership:
  • Develop and execute lending strategies to meet the organization's growth and profitability objectives.
  • Partner with the Chief Strategy & Growth Officer (CSGO) to strengthen the connection of lending products within and across teams to meet customer needs
  • Partner with the Chief Risk Officer (CRO) to ensure lending policies and procedures to ensure compliance, sound risk management, and operational excellence.
  • Collaborate with senior leadership to align lending activities with the organization’s broader strategic goals
• Financial Management
  • Develop, monitor, analyze, and manage the department's performance metrics, KPIs, budget, and financial forecasts, to drive operational excellence and contribute to Momentus Capital’s financial performance.
  • Identify opportunities to reduce operational costs without compromising service quality.
• Product and Business Development:
  • Partner with the CSGO to identify new lending opportunities and execute strategies to grow Momentus Capital’s loan production
  • Partne…