Treasury Manager

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member’s financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch.

We put people first and treat them like humans, not account numbers.

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry‑leading, tech‑enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking‑as‑a‑service partner.

• Manage the company’s daily cash position. Initiate wires related to funding and cash management activity. Track activity and support proper accounting for these transactions.
• Build, update and maintain cash forecasting models and reporting.
• Interest rate forecasting.
• Work closely with Legal, Financial Planning, Capital Markets, and Accounting team on Intercompany loans, profit sharing, tax treatments, and other complicated transactions.
• Administer electronic banking portals and implement appropriate protocols designed by the team. Handle bank account documentation.
• Lead daily allocation of loans to investors. Create and refresh related forecasts.
• Manage day-to-day relationship with banking partners and lenders.
• Support month‑end close activities. Organize execution of financial documents and maintain records.
• Lead implementation of a TMS to improve automation, efficiencies, and accuracy of historical and forecasted data.

• Distribute a financial dashboard including cash balances, borrowing capacity, and month‑to‑date performance against forecasts.
• Provide ad‑hoc analytic and modeling support on company metrics and liquidity.
• Bring past experience with cash controls to implement a more sophisticated control process inister electronic banking portals and design appropriate protocols. Lead treasury policy and control work. Support external audit requests and assist in internal testing.
• Leverage a robust understanding of financial statements to build and maintain financial models and forecasts, as Freedom develops funding and growth strategies.
• Lead administration of credit facilities including covenant compliance reporting, drawdowns, and payments. Support sensitivity analysis around covenants and triggers in all credit facilities using a strong data analytics skill set.

• Thrive in a fast‑paced environment with the ability to prioritize and work independently.
• Possess strong interpersonal and communication skills to influence and engage senior leadership.
• Self‑motivated and resilient, with a commitment to continuous improvement and high‑quality results.
• Analytical by nature—you uncover insights that drive performance and strategic decision‑making.
• Collaborative and growth‑minded, contributing to team goals and broader company objectives.

• Bachelor’s Degree in Finance, Accounting or Economics.
• 5+ years of experience in either financial planning and analysis, treasury, investment banking, management consulting, or a similar finance function.
• Strong foundational skills in financial modeling and analysis with an attention to detail.
• Experience in supporting project management tasks, maintaining confidentiality and integrity throughout.
• Excellent communication, teamwork, organizational, and interpersonal skills.
• Adaptability to quickly respond to changing business needs and complex business environments.
• A critical thinker who can investigate financial models and offer thoughtful insights and improvements.
• Experience with treasury management systems (i.e. GTreasury, Kyriba and Modern Treasury).

• Hybrid and remote work opportunities.
• 401(k) with employer match.
• Medical, dental, and vision with HSA and FSA options.
• Competitive vacation and sick time off, as well as dedicated volunteer days.
• A…