Governance Associate

What You’ll Do

We are seeking a Governance Associate to join our PCS KYC Support team. You will help strengthen operational controls, support quality‑assurance routines, and ensure consistent execution of risk‑mitigating practices. This role serves as a central liaison with Compliance and Legal to interpret regulatory guidance, elevate issues, and support accurate adherence to regulatory obligations. You will play a role in maintaining a strong control environment, ensuring data and documentation integrity, and supporting governance for all customer onboarding and CDD activities.

• Responsible for implementing and monitoring a risk‑based program to identify and mitigate any operational risk that arises from inadequate or failed internal processes, people, systems, or external events or may provide oversight of an operational risk program.
• Participates in and provides consulting and support to projects and initiatives with moderate risk to identify and mitigate operational risk in business activities.
• May provide technical support for systems security related issues.
• Implements testing strategies and methodologies; evaluates the adequacy and effectiveness of policies, procedures, processes, initiatives, products and internal controls; identifies operational risk issues; advises management on risk ratings and evaluates ratings against established policy standards.
• Drafts reports of findings and recommendations to mitigate risk for operational risk management.

Operating at the intersection of financial services and technology, Principal builds financial tools that help our customers live better lives. We take pride in being a purpose‑led firm, motivated by our mission to make financial security accessible to all. Our mission, integrity, and customer focus have made us a trusted leader for more than 140 years!

• College degree preferred
• 2+ years related work experience.
• FINRA Registration (SIE, S6 and S26) may be required within 6 months
• Requires expert and broad legal and technical knowledge of laws & regulations, and contract provisions
• Excellent communication skills, including verbal, written and strong presentation skills
• High level of creativity and advanced analytical skills
• Demonstrates strong technical leadership skills, sound business ethics and exceptional decision‑making, issue identification and resolution
• Ability to work with complex, ambiguous information

• In-depth knowledge of BSA/AML and KYC regulatory requirements, Customer Identification Program (CIP) standards, and Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD) practices.
• Strong understanding of account documentation, onboarding controls, regulatory disclosures, and risk‑based decisioning.
• Expertise in audit and examination processes related to AML/KYC, including internal/external reviews, quality assurance routines, and regulatory testing.
• Ability to identify and mitigate compliance, operational, and legal risks while ensuring adherence to governance frameworks and industry best practices.

Salary ranges below reflect targeted base salaries. Non‑sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, wherein total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.

$55,800 - $100,800 / year

Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short‑term illness. Employees don’t accrue a bank of time off under FTO and there is no set number of days provided.

Yes

This role offers in‑office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements (only if residing more than…