Associate Financial Planner

Overview

Looking for a flexible, fully remote role within the UK where you can grow your career while making a real impact? Whether you’re a working parent, relocating professional, or simply done with the office, this could be for you.

If you’re technically excellent, client-focused, and thrive in a collaborative, growth-minded team, we’d love to hear from you.

What’s In It For You?

We’ve designed this role to reward great work, support your well‑being, and give you the flexibility to thrive. The headline figure reflects the full cash‑equivalent package is up to £69,575.

• Annual bonus: Discretionary performance-based bonus, paid twice yearly, up to 10% of base salary (not guaranteed)
• Wellbeing Allowance: 4% of salary (cash-equivalent)
• Pension Scheme: Employer contribution matched up to 7% via salary sacrifice.
• Annual Leave: 24 days per year + bank holidays + your birthday off + additional days awarded for long service + option to purchase additional leave
• Inflationary Pay: Linked to September CPI with potential enhancement
• Sabbatical: One fully paid month off every 3 years
• Reduced Work Week: Finish at 3 pm on Fridays (35.5-hour week)
• Flexible Working: Remote working and flexible hours to support work-life balance
• Work Anywhere: Work abroad for up to 90 days annually
• Professional Development: Opportunities for continuous professional growth and progression + paid exams or additional training
• Social: Quarterly in-person team meetups (South West, England)
• Early Christmas Pay: Receive December pay on the 1st Friday of the month
• Health Screening or Cash Plan: Paid annual health screening (2 half days to attend appointments)
• Charity Days: Up to 2 charity days with the team annually

We believe in transparency around career growth. As you progress from Associate Planner to Financial Planner, your compensation evolves in line with responsibility and experience.

• Associate Planner: base salary of £42,500 – £57,500 (junior to senior range)
• Financial Planner (Servicing): base salary of £57,500 – £80,000 (junior to senior range)

This means that as you transition from Associate Planner to Financial Planner, your compensation could increase significantly, reflecting both progression and performance.

Frazer James is in a strong growth phase
, building capacity for the clients we expect to bring on board over the next 12–24 months. We operate two client‑facing teams (new business and servicing), supported by dedicated staff.

As a small, fast‑growing company, we operate more like a start‑up than a large corporation
. Processes evolve as we grow, and we’re looking for someone who sees change as an opportunity rather than a challenge.

In the first 12 months
, you’ll join as an Associate Financial Planner, supporting a Lead Financial Planner. Most of your time will be spent preparing for, attending, and following up on client meetings, alongside producing financial plans and the occasional suitability report. The focus is on building technical confidence, meaningful client exposure, and strong planning judgement.

Over the following 12 months
, subject to performance, you’ll progress into a Lead Financial Planner role. You’ll take full responsibility for your own clients and lead relationships day-to-day, supported by a dedicated paraplanner and administrator.

This is a remote‑first role within the UK, with occasional travel to Bristol for quarterly meet‑ups and occasional client meetings.

First 12 Months | Associate Planner:

• Attend and actively contribute to client meetings
• Shadow and learn from the lead financial planner
• Identify planning opportunities and develop recommendations
• Coordinate implementation with administrators
• Prepare annual reviews and meeting notes
• Communicate with clients via email, secure messaging, phone, and meetings
• Provide occasional paraplanning support (suitability reports, technical research)
• Ensure files are complete, compliant, and suitable
• Progress towards Chartered/CFP status

Month 12-24 Months | Associate Planner to Lead Planner Transition

• Lead client meetings with oversight and support
• Deliver tailored advice and develop comprehensive financial plans
• Take increasing ownership of…