Financial Crime Analyst - Detection Team Hybrid

What We're All About At Kroo

Kroo has a big vision. To be the first Bank that is both trusted and loved by its customers. We're helping people take control of their financial future and achieve their goals, whilst making a positive impact on the planet. Here at Kroo, doing what is right is in our DNA. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals.

We like to be bold, break new ground, and we never stop learning. But most importantly, we are on this journey together.

We are a multi-disciplined team of experienced technology, banking, customer experience, marketing, and legal professionals who share a passion for the company's mission and believe in a collaborative approach to creating the greatest social bank. We are building a diverse team of inquisitive people who want to understand customer needs and behaviour so we can develop innovative products that change people's lives for good.

This is an excellent chance for a Financial Crime Analyst to dive into the world of financial crime detection in the banking industry. As a key member of the Financial Crime Detection Team, you'll help identify, investigate, and mitigate financial crime risks, safeguarding our bank and customers. Here's what you'll be doing:

• Support Daily Detection Operations:
  Play a vital role in the day-to-day operations of our Financial Crime Detection Team, helping ensure tasks and responsibilities are managed smoothly
• Investigate Suspicious Activity:
  Examine transaction monitoring alerts to detect and investigate potentially suspicious activities
• Conduct In-Depth Reviews:
  Perform detailed checks on periodic and enhanced due diligence alerts to verify compliance and accuracy
• Spot Emerging Trends:
  Use data analysis to identify new financial crime trends and patterns
• Oversee Payment Reviews:
  Carry out payment reviews efficiently, balancing risk management with customer experience
• Collaborate with External Entities:
  Liaise with other financial institutions and law enforcement to address and prevent financial crime
• Engage Across Departments:
  Work with various teams within the business to support company-wide financial crime prevention strategies
• Enhance Processes:
  Assist in refining and updating existing processes, systems, and procedures to improve effectiveness

• Minimum 1 year experience in AML Transaction Monitoring and or Transaction Screening
• Strong problem-solving abilities and a proactive approach to learning and tackling challenges in financial crime detection
• Readiness to handle escalations and support investigations, with enthusiasm for building skills in these areas
• Ability to manage multiple tasks effectively, meet deadlines, and maintain high-quality standards in your work
• Analytical mindset with a keen eye for identifying patterns and trends in data, supporting the detection of suspicious activity
• Team-oriented, thriving in a collaborative and dynamic environment
• Excellent written and verbal communication skills, essential for clear and effective reporting and collaboration
• While not essential, the ideal candidate will hold relevant qualifications such as ICA (International Compliance Association) or ACAMS (Association of Certified Anti-Money Laundering Specialists)

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday
• Personal days:
  We know that life can be unpredictable, so we offer 3 personal days to use as needed
• Employer-sponsored volunteer program:
  We're passionate about giving back to our community, and we support our employees in doing the same with up to 4 hours per month of employer-sponsored volunteer time
• Mental health support:
  We care about the mental health of our team members and offer access to Spill, our mental health support partner
• Workplace pension:
  We want you to feel secure about your future, so we offer a workplace pension with a 5% employee contribution and a 3% employer top-up
• Top-notch equipment:
  We provide top-of-the-line equipment necessary for smooth remote work, including a Mac Book laptop. Additionally, we also…