Financial and Insurance Risk Manager

Financial and Insurance Risk Manager

Hybrid – a mix of home working and time in our Halifax office.

Join Covéa Insurance – an award‑winning place to work. At Covéa Insurance, we protect what matters most—from homes and vehicles to businesses and livelihoods. Our people and culture set us apart, and we are proud to have been recognised as the
Best Place to Work at the Modern Claims Awards 2026.

The Risk team works in partnership across Covéa to support informed decision‑making and positive outcomes. We bring diverse perspectives, curiosity, and practical insight to help embed risk as a performance enabler. Our inclusive, collaborative culture encourages professional challenge, shared learning, and the development of risk capability across the business.

• You'll play a key role in shaping pricing, reserving and capital decisions by bringing thoughtful challenge, collaboration and a forward‑looking view of risk.
• You'll work closely with Pricing, Underwriting, Actuarial and Finance functions, as well as senior business leaders, helping to provide expert oversight, review and assurance.
• You will contribute to the development of insurance risk capability and knowledge across the Risk team, focusing on quality, collaboration and continuous improvement.
• You will have opportunities to learn, develop and grow within the role.
• You will be supported by experienced colleagues who want you to succeed.

• Experience working closely with actuarial, pricing, reserving and underwriting teams within a General Insurance setting, contributing to oversight, review and challenge of key business decisions.
• Skills in general insurance pricing, reserving and underwriting, with the ability to interpret technical outputs and translate them into clear risk insight, and a willingness to learn and ask questions.
• A collaborative and pragmatic approach, with the confidence to provide constructive challenge while working closely with Line 1 teams.
• An organised, thoughtful way of working.
• A commitment to delivering great outcomes for customers and colleagues.

• Standing Shoulder to Shoulder – We care, listen and support.
• Make it Happen – We act with integrity.
• Understand you – Collaboration drives success.
• Change the Game – We invest in growth.

• Hybrid working (Halifax Office).
• Flexible hours and working patterns.
• A genuine approach to work‑life balance.

• Flexibility that truly works for you – 36.25 hours per week, flexitime, and hybrid options as standard. We are open to finding a pattern that works for you.
• Reward that reflects your contribution – annual pay review plus performance‑related bonus.
• Time to switch off and recharge – 25‑27 days’ holiday plus bank holidays, with the option to buy or sell annual leave.
• Investing in your future – a generous pension with 7.5% employer contribution as standard, which can be matched up to 12% with your input.
• Grow with us – access to training, professional qualifications and apprenticeships to support your development at every stage of your career.
• A culture where you belong – employee‑led communities, inclusive networks and meaningful DEI action, not just words.
• Your wellbeing matters – private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives.
• Support beyond work – mental and financial wellbeing support through our dedicated Wellbeing group.
• Everyday perks that add up – electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal.

Ready to apply? If this sounds like the right next step for you, we'd love to hear from you.

As a Disability Confident Employer
, we’re committed to fair and accessible recruitment. If you need adjustments or support at any stage, please contact our Recruitment Team at r

Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, we’re unable to offer visa sponsorship for this role.

Salary: Depending on Experience

Working hours: 36.25