Enterprise Risk Senior Manager Home Based

Senior Enterprise Risk Manager

Hybrid a mix of home working and time in our Halifax office

Join Cova Insurance An Award-Winning Place to Work

At Cova Insurance, were here to protect what matters most from homes and vehicles to businesses and livelihoods. What truly sets us apart is our people and culture.

Were proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive.

We have an exciting opportunity to join us at Cova Insurance , where youll be part of an inclusive and supportive organisation that puts people first , both our customers and our colleagues .

At Cova , we know theres no one size fits all way of working. We actively support flexible hours, part
time options and different working patterns , and we encourage open conversations about what works best for you and your life.

The Team

The Risk team works in partnership across Cova to support informed decision making and positive outcomes. We bring diverse perspectives, curiosity, and practical insight to help embed risk as a performance enabler. As the function continues to evolve, we are focused on strengthening risk culture, enhancing the quality of risk data and MI , and continuously improving how risk supports strategic decision making.

Our inclusive, collaborative culture encourages professional challenge, shared learning, and the development of risk capability across the business.

What you can expect in this role

• Youll play a key role in Providing Line 2 oversight and challenge across enterprise risks, including operational, financial crime, i nsurance , legislative and regulatory risks (excluding technology and cyber)

• Youll work closely with business leaders , helping to support risk-informed decision making

• Youll contribute to the d elivering of clear, authoritative and outcome-focused risk opinions into relevant governance and decision making forums, acting as a trusted advisor on risk strategy and appropriate responses .

• Youll be l eading initiatives to strengthen risk culture and capability as part of a wider business transformation programme, embedding more forward-looking,
  insight-led risk practices across the organisation .

• Youll be supported by experienced colleagues who want you to succeed

What you might bring

• Experience in enterprise risk within Financial Services (General Insurance would be a bonus), or a strong interest in building your expertise in this space

• Skills in Risk , with the ability to break down complex issues and explain them clearlyand a curiosity to keep learning and developing

• Experience leading and influencing at senior level, with a focus on coaching, capability uplift and setting expectations for high quality technical judgement

• An organised, thoughtful way of working

• A focus on making a real impact using risk insight to support better decisions and deliver positive outcomes for customers and colleagues

Not sure you tick every box? Thats okay.

We recognise that great candidates bring different experiences and perspectives . If this role interests you and you believe you could add value, we encourage you to apply
-even if you dont meet every requirement.

Our Values

Our values are at the heart of everything we do and are one of the reasons were recognised as an award-winning place to work:

• Standing Shoulder to Shoulder We care, listen and support

• Make it Happen We act with integrity

• Understand you Collaboration drives success

• Change the Game We invest in growth

Were committed to building a diverse and inclusive environment where everyone feels valued and supported.

Flexibility That Works for You

• Hybrid working

• Flexible hours and working patterns

• A genuine approach to work-life balance

Why join Cova ?

Because we believe great work happens when people are trusted, supported and able to work in ways that suit their lives.

• Flexibility that truly works for you 36.25 hours per week, flexitime, and hybrid options as standard. Whether youre balancing family life, caring responsibilities, study, or simply work best at different times , were open to finding a pattern that works

• Reward that reflects your contribution annual pay review plus performance related bonus .

• Time to switch off and recharge 2527 days holiday plus bank holidays, with the option to buy or sell annual leave

• Investing in your future a generous pension with 7.5% employer contribution as standard , which can be matched up to 12% with your input.

• Grow with us access to training, professional qualifications and apprenticeships to support your development at every stage of your career.

• A culture where you belong employee led communities, inclusive networks and meaningful DEI action, not just words

• Your wellbeing matters private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives

• Support beyond work mental and financial wellbeing support through our dedicated Wellbeing group

• Everyday perks…