Risk and Compliance Manager

Risk & Compliance Manager – reporting to the Head of Risk and Compliance (SMF
16)

• Regulatory strategy and change:
  Interpreting FCA rules and guidance, translating them into clear business processes, and leading horizon scanning for emerging regulatory trends.
• Risk & Compliance framework delivery:
  Manage and continuously improve the risk and compliance monitoring framework, using AI where appropriate to monitor financial promotions, platform operations, Consumer Duty, complaints, vulnerability, advice suitability, and the firm’s risk and control profile.
• Investment governance:
  Manage MiFID activities (Best Execution, product governance and fees) and support the ICARA process.
• Advice & suitability:
  Second-line management of advice delivery risk and controls, including monitoring the advice guidance boundary, advice quality, training & competence framework, and client file dip testing.
• Regulatory liaison:
  Support SMF
  16 in liaising with the FCA, managing inquiries, regulatory returns and reporting to the Audit and Risk Committee.
• Culture & leadership:
  Partner with internal audit to foster a firm-wide culture of accountability and compliance, and work closely with senior stakeholders to ensure effective risk and compliance delivery and drive a culture of integrity.

• Typical 4+ years within FCA‑regulated firms, specifically in Second Line of Defence roles.
• Practical experience in wealth management, financial advice or investment platform businesses.
• Knowledge and understanding of MiFID conduct requirements, Consumer Duty and SMCR.
• Operational skills:
  Proven track record in conducting compliance monitoring reviews.
• Strong command of UK retail investment advice regulation.
• Ability to influence and provide constructive challenge to stakeholders at all levels.
• Analytical approach to identifying and mitigating regulatory risk.
• Education &
  
  Certifications:
  
  Highly desirable – CII Level 4 (or equivalent Pension and Investment Advice qualification). Desirable – Relevant professional qualifications such as ICA, CISI, or legal credentials.

• Base salary: £70,000 to £80,000 (DOE)
• 18 days a year working from anywhere (for non regulated roles)
• Bonus for non-commission based roles
• Company pension
• Private medical insurance
• Enhanced parental leave
• Birthday day off
• Supportive team culture and career growth opportunities

We are an equal opportunities employer and welcome applicants from all backgrounds.