Commercial lending BA

Job Title:
Lending Business Analyst

Location:
London

Role Overview

The Vice President, Corporate Lending Business Analyst is a senior strategic role responsible for defining, designing, and delivering endtoend product capabilities that support the full lifecycle of corporate lending. This includes origination, underwriting, credit approval, loan booking, servicing, monitoring, and portfolio management. The role collaborates extensively with Corporate Banking, Credit Risk, Operations, Finance, Treasury, and Technology to modernize and scale platforms supporting bilateral loans, syndicated loans, revolving credit facilities, trade finance, and structured lending products.

Hybrid working:

The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.

Your Role

1. Strategic Product Leadership

• Convert business, regulatory, and operational needs into clear requirements and investment roadmaps.
• Lead full delivery lifecycle: discovery, design, process reengineering, UAT, and global rollout.
• Drive modernization of legacy systems, workflow automation, APIbased integration, cloud adoption, and enterprise architecture alignment.
• Promote data governance: data models, data contracts, lineage, and quality controls.

2. Corporate Lending Domain Expertise

• Define capabilities for onboarding, deal setup, financial spreading, risk rating, and credit analysis workflows.
• Integrate rating models, financial tools, and policydriven credit decisioning.
• Build servicing capabilities (drawdowns, rollovers, payments, interest rate resets, amortization, fees, covenant tracking).
• Set data standards for obligors, facilities, collateral, pricing, and covenants.
• Ensure alignment with enterprise data sources and regulatory/risk/finance reporting.
• Embed regulatory requirements (Basel III/IV, CRR/CRD, Large Exposures, IFRS 9, stress testing) into product and controls.

Your Job

• VPlevel experience in Corporate Lending Product Management or Credit Risk Technology within regulated banking.
• Deep understanding of origination, structuring, underwriting, documentation, servicing, and monitoring processes.
• Proven delivery experience with complex lending platforms such as nCino, LoanIQ, ACBS, Finastra Fusion, AFS Vision, Salesforce based systems .
• Strong analytical, documentation, and policytoproduct translation skills.
• Agile experience and familiarity with credit policy, finance/ops controls, and lending data standards preferred.

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