Compliance Advisory Manager - Investments, Pensions & Financial Promotions

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond.

Our UK customers can also save, invest and combine our pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo.

London, Cardiff or Remote. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

£59,500 - £70,000 (depending on experience) + Incentive Awards tied to your performance.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

• £1,000 learning budget each year to use on books, training courses and conferences.
• All employees are given Macbooks and, for fully remote workers, we will provide extra support for your work-from-home setup.
• Plus lots more! Read our full list of benefits.

We're looking for a Compliance Advisory Manager to join our second line of defence (2

LoD). This role reports directly to Monzo's Senior Compliance Advisory Manager. The team is responsible for advising the following teams: the Wealth Collective - covering Savings, Investments, Pensions & Insurance; the Growth & Marketing Collective - incl. Brand Campaigns, events & sponsorship;
MonzOS - covering the Monzo-wide platform experience, incl. incorporating AI. This role will have day-to-day responsibility for advising on compliance matters across all three collectives, but we're specifically looking for someone with previous knowledge and experience so that they can independently lead on advising the Investments and Pensions squads within the Wealth Collective. The expectation will be to upskill across all areas over time.

• Being the first point of contact for compliance advice, initially for the Wealth Collective but expanding to Growth & Marketing and MonzOS over time.
• Providing clear and proactive compliance advice, especially on COBS, PROD, SDR, CASS and Consumer Duty.
• Reviewing customer journeys and communications to help the business deliver good customer outcomes, and flagging any risks.
• Advising Marketing and Financial Promotion teams on financial promotion rules and guidance.
• Overseeing regulatory breaches and incidents as part of the team.
• Learning about the wider Collectives the team supports with the aim to expand your knowledge to proactively support more areas in future.

• You know the Consumer Duty and COBS rules inside out.
• You've got hands-on experience advising on products ideally from working at a bank, wealth manager, or fintech.
• You're already incorporating AI into your day-to-day work.
• You like to be where the action is and thrive in fast paced environments.
• You're a great communicator and problem-solver, good at weighing risks and finding balanced solutions.
• You can work independently and juggle changing priorities.
• You're good at building strong relationships with different teams.
• You're passionate about compliance and excited about the future of banking!

Equal opportunities for everyone. Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow  Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone.

You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply.

We don't need full or birth names at application stage. #LI-TK1