Quantitative Risk Analyst, Risk Analytics

At AIB, our values guide how we work and how we support each other. We're looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You'll treat colleagues and customers with fairness and Show Respect, and you'll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Location/Office Policy:
Dublin (Central Park or Molesworth Street) / London / Belfast / Northampton
- Hybrid (3 days in office, 2 days at home) Are you passionate about model development and interested in specialising in credit risk? Are you seeking a dynamic role that involves working collaboratively with various stakeholders and delivering tangible value across multiple initiatives? Do you have a master's degree in a quantitative analytical discipline and 2.5+ years direct professional experience? What is the Role:
This role is positioned within the IFRS9 Modelling Team in Risk Analytics as a Quantitative Risk Analyst. In Risk Analytics, we develop and support the deployment of risk models, strategies and decision tools for regulatory capital, internal capital and business decision making. We develop, maintain and support models such as IRB Models, IFRS9 Models, Credit Decisioning Models and Pillar 2 credit models.

The role involves developing expertise in Expected Credit Loss, which is a key driver of P&L and an important input for loan pricing. The successful candidate will support the measurement of ECL, regulatory templates, inspection/audit related requests and the IRB programme via downstream IFRS9 impact assessments. Key Accountabilities Analysis and Investigation:
Conduct detailed quantitative analyses, data investigations, and model-based assessments to support better management of credit risk, portfolio performance, and business decision-making across the bank. Operational Excellence:
Use and develop the team's library of procedures, the outputs of which are used to support financial reporting and regulatory templates. Predictive Model Development:
Develop, enhance and use predictive models. This includes model coding, data preparation, and execution. Data Insights & Business Recommendations:
Perform exploratory and ad-hoc data analysis to uncover trends, identify emerging risks, and generate insights that translate into clear, actionable recommendations for business partners (Retail, Capital Markets, Finance and Credit) to deliver on AIB's strategic priorities. Risk Segmentation & Portfolio Understanding:
Develop risk segmentations and analytical profiles of customer and portfolio behaviour to help the business understand underlying risk drivers and to support more effective risk management strategies. What You Will Bring. 2.5+ years' direct experience in a quantitative risk or similar discipline with SAS or SQL programming is preferred. Strong experience in an alternative programming language would be considered (e.g. Python, R).

Ability to generate insights from data, to make data-driven decisions and defend these decisions from challenge. A master's degree in a quantitative analytical discipline e.g. mathematics, applied mathematics, physics, statistics, engineering, econometrics. (Confirmation will be sought if successful for the role). Why Work For AIB:
We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Some of our benefits include;
Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Please  for further information about AIB's PACT
- Our Commitment to You. Key Capabilities Risk Modelling & Scenario Analysis Data Analysis Ensures Accountability Collaborates Eliminates Complexity AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees.

Final date to receive applications: 26th August 2026 To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Apply button below to Login/Register.