Lending Business Analyst

This job is with Capgemini, an inclusive employer and a member of my Gwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Title:
Lending Business Analyst

Location:
London

Role Overview

Corporate Lending Business Analyst is a senior strategic role responsible for defining, designing, and delivering end‑to‑end product capabilities that support the full lifecycle of corporate lending. This includes origination, underwriting, credit approval, loan booking, servicing, monitoring, and portfolio management. The role collaborates extensively with Corporate Banking, Credit Risk, Operations, Finance, Treasury, and Technology to modernize and scale platforms supporting bilateral loans, syndicated loans, revolving credit facilities, trade finance, and structured lending products.

Hybrid working:

The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.

Your Role

1. Strategic Product Leadership

• Convert business, regulatory, and operational needs into clear requirements and investment roadmaps.
• Lead full delivery lifecycle: discovery, design, process re‑engineering, UAT, and global rollout.
• Drive modernization of legacy systems, workflow automation, API‑based integration, cloud adoption, and enterprise architecture alignment.
• Promote data governance: data models, data contracts, lineage, and quality controls.

2. Corporate Lending Domain Expertise

• Define capabilities for onboarding, deal setup, financial spreading, risk rating, and credit analysis workflows.
• Integrate rating models, financial tools, and policy‑driven credit decisioning.
• Build servicing capabilities (drawdowns, rollovers, payments, interest rate resets, amortization, fees, covenant tracking).
• Set data standards for obligors, facilities, collateral, pricing, and covenants.
• Ensure alignment with enterprise data sources and regulatory/risk/finance reporting.
• Embed regulatory requirements (Basel III/IV, CRR/CRD, Large Exposures, IFRS 9, stress testing) into product and controls.

Your Job

• Corporate Lending Product Management or Credit Risk Technology within regulated banking.
• Deep understanding of origination, structuring, underwriting, documentation, servicing, and monitoring processes.
• Proven delivery experience with complex lending platforms such as nCino, LoanIQ, ACBS, Finastra Fusion, AFS Vision, Salesforce‑based systems.
• Strong analytical, documentation, and policy‑to‑product translation skills.
• Agile experience and familiarity with credit policy, finance/ops controls, and lending data standards preferred.

We are a Disability Confident Employer:

Capgemini is proud to be a Disability Confident Employer (Level
2) under the UK Government’s Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:

• Declare they have a disability, and
• Meet the minimum essential criteria for the role.

Please opt in during the application process.

Make It Real (what does it mean for you):

• You’d be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions.
  To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
• You will be empowered to explore, innovate, and progress. You will benefit from Capgemini’s ‘learning for life’ mindset, meaning you will have countless training and development opportunities from think tanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard Manage Mentor, Cybersecurity qualifications and much more.
• You will be joining one of the World’s Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at…