Credit Manager

Group Credit Manager – Paramount Retail Group Salary: £55,000 – £70,000 per annum  bonus

Location:

Chapeltown, Sheffield / Hybrid / Remote Job Type: Full-time, Permanent

The Role Paramount Retail Group is looking for an experienced and commercially minded Group Credit Manager to take responsibility for credit management and cash collection across the Group's growing portfolio of businesses. The role will oversee credit activity across the Group, with the primary focus initially being DB Foods , one of the Group's largest and most commercially significant businesses. Working closely with senior management, Finance, Commercial and Sales teams, you will provide strong financial control while maintaining a commercially focused approach to customer relationships.

About Paramount Retail Group Paramount Retail Group is a UK-owned, family-led investment and operating group with a growing portfolio of established British businesses spanning food, retail, manufacturing and consumer products. Following the acquisition of DB Foods, Paramount has continued to invest in the business, supporting its growth plans and strengthening its operational and commercial infrastructure.

This role offers the opportunity to help build the financial infrastructure required to support continued Group growth.

Key Responsibilities Take overall responsibility for credit management and cash collection across the Group. Lead the credit function, establishing clear processes, controls and performance standards. Have primary responsibility for the DB Foods customer ledger and credit function. Develop and implement a consistent Group-wide credit policy. Monitor customer exposure, credit limits, payment terms and aged debt. Drive improvements in cash collection and debtor performance.

Proactively manage overdue and high-risk accounts. Identify potential bad debt and credit risks and ensure appropriate escalation. Work with Sales and Commercial teams to balance customer relationships with effective credit controls. Review and approve credit limits and payment terms within agreed authority levels. Establish credit assessment procedures for new customers. Produce credit and debtor reporting for senior management. Identify opportunities to improve systems, processes and automation.

Support cash-flow forecasting and working capital management. Develop KPIs and performance measures for credit management. Manage and develop credit control personnel as the Group function evolves. Work with senior leadership to identify and mitigate financial and commercial risks. Establish a scalable credit function capable of supporting future acquisitions and Group growth. DB Foods – Initial Focus DB Foods will represent the main area of focus initially .

The successful candidate will gain a detailed understanding of the DB Foods customer base, trading arrangements, credit exposure and existing processes, before implementing improvements where required. Key priorities will include:
Reviewing the debtor book and aged debt profile. Assessing customer credit limits and payment terms. Improving cash collection performance. Strengthening credit approval and escalation procedures. Working closely with DB Foods' commercial and finance teams. Improving management information and reporting. Identifying opportunities to reduce debtor days and improve working capital. Establishing clear ownership of outstanding debt. The longer-term objective will be to build a consistent credit framework across the Paramount Group , allowing individual businesses to retain their commercial identity while benefiting from stronger group-level controls and expertise.

About You We're looking for an experienced Credit Manager, Group Credit Manager, Head of Credit or senior Credit Controller ready to take ownership of a wider group-level function. You will be commercially astute and comfortable balancing cash collection, risk management and commercial relationships , with experience in a multi-site, multi-company or acquisitive organisation.

You will have:

Significant experience in credit management and credit control. Experience managing substantial customer ledgers. Strong knowledge…