Credit Manager

Are you an experienced Credit Manager with a strong background in B2B underwriting?

Bracknell | Hybrid Working | Permanent | Up to £63k| Finish at 1pm on a Friday

RD Financial Recruitment is working with a well-established global organisation to recruit a Credit Manager to join its Wholesale team.

This is a senior role with responsibility for credit, risk and underwriting
, alongside the management and development of a team

• Manage, develop and support a team of credit professionals.
• Review and underwrite B2B credit proposals, including dealer financial performance and funding requirements.
• Make credit decisions within your delegated authority and provide recommendations on larger exposures.
• Own month-end reporting and prepare information for committee and risk meetings.
• Build strong relationships with dealers and senior stakeholders.
• Analyse new dealer applications, business plans and funding requirements.
• Manage credit risk where dealers become distressed, including site visits, stock recovery and debt reconciliation.
• Ensure robust governance, controls and regulatory compliance across the department.
• Work with banks, solicitors and other creditors where security is required.
• Deputise for the Wholesale Department Manager when required.

• Significant experience underwriting B2B credit proposals.
• Strong financial analysis and credit assessment skills.
• Previous experience managing and developing a team.
• The confidence to make informed lending decisions within a risk framework.
• Strong relationship-building and influencing skills, particularly with senior stakeholders.
• Excellent commercial judgement and attention to detail.
• Experience with in automotive finance, dealerships or the wider motor industry would be advantageous, but isn't essential.

The role offers a hybrid working arrangement
, with the flexibility to request up to 2 days working from home per week
, subject to business requirements.