Mortgage & Protection Adviser

Location: Ascott under Wychwood

Mortgage & Protection Adviser
Chipping Norton, Oxfordshire | Flexible/remote working
Employed: £30,000-£35,000 basic + uncapped earnings
Self-employed:
Competitive commission structure + uncapped earning potential
Are you an experienced Mortgage & Protection Adviser looking for greater flexibility, strong support and the opportunity to develop your career?
Cotswold Financial Solutions Ltd, a Partner Practice of St. James's Place Wealth Management, is looking for a qualified Mortgage & Protection Adviser to join its established and growing team.
With the option to join on an employed or self-employed basis, this is a flexible opportunity that can be shaped around the right individual. For someone looking to develop further, there is also a supported pathway towards becoming a Financial Adviser within the St. James's Place Partnership.
About The role
You'll provide professional, compliant and client-focused mortgage and protection advice, building trusted, long-term relationships and managing cases from initial enquiry through to completion and beyond.
Key responsibilities will include:
Providing mortgage and protection advice tailored to individual client needs
Completing fact-finds, affordability assessments and appropriate product research
Managing mortgage and protection applications through to completion
Maintaining accurate client records and compliant file notes
Liaising with lenders, providers, solicitors, estate agents and other professionals
Keeping up to date with lender criteria, product developments and regulatory requirements
Building strong client relationships and developing repeat and referral business
Managing your own diary, workload and pipeline
About you
As the Mortgage & Protection Adviser, you'll need:
CeMAP 1, 2 and 3, Cert CII (MP), or an equivalent recognised mortgage qualification
Experience providing regulated mortgage advice
Experience providing protection advice alongside mortgage recommendations
A sound understanding of mortgage products, lender criteria and regulatory environment
Strong communication, relationship-building and organisational skills
The confidence to work independently while contributing to the wider team
Full right to work in the UK
Suitable professional references that can be contacted and verified
Experience managing an existing client bank, developing professional referral relationships or generating new business would be advantageous
What's on offer?
Choice of employed or self-employed working arrangements
£30,000-£35,000 basic salary for employed advisers
Uncapped performance-related earning potential
Clearly defined commission structure
Flexible remote working alongside the Chipping Norton office
Administrative and compliance support
Access to the firm's systems and resources
Ongoing training, CPD and professional development
Friendly and supportive working environment
Supported pathway towards becoming a Financial Adviser for the right individual
If you're an experienced Mortgage & Protection Adviser looking for greater flexibility, professional support and genuine long-term career development, we'd love to hear from you.
Application process
Employ Direct is an advertising service of Cameo Consultancy (Recruitment) Limited. When applying for this role, should you be successful, your details will be forwarded directly to our client, and they will contact you.
All applications will be treated in confidence. Any offer will be subject to satisfactory, contactable professional references and appropriate regulatory and compliance checks.
Cotswold Financial Solutions Ltd is a Partner Practice of St. James's Place Wealth Management