Senior Credit Risk Analyst Job Central London England UK,Finance & Banking

Location: City Of London

Role OVO-View Team:

Performance and Insight

Salary banding:

£46800 - £55000

Experience:

Mid-level

Working pattern:

Full-Time

Reporting to:

Credit Risk Analytics Manager

Sponsorship:

Unfortunately we are unable to offer sponsorship for this role.

This role in 3 words:

Credit Risk, Optimisation, Insight

Top 3 qualities for this role:

Curious, Problem Solver, Attention To Detail

Where you'll work:

At OVO, we understand that a one size fits all approach doesn't work for everyone. That's why we created the OVO Way of Flexibility.

All our roles are hub based (Bristol, Glasgow or London), providing a dedicated space for collaboration, connection and teamwork. You'll also have the flexibility to work from home.

Everyone belongs at OVO

At OVO, we are on a mission to solve one of humanity's biggest challenges, the climate crisis. And we know it takes all of us to change the world. That's why we need diverse people from all abilities, gender identities, ethnicities, ages, sexual orientations, life experiences and backgrounds to join us.

Team working for the planet

Everything we do here spins around Plan Zero. So, naturally, the team you'll be joining plays a gigantic role in making that happen. Here's how:
We're working to build and optimise credit risk and collections capability at OVO, with a particular emphasis on reducing the bad debt charge and delivering good customer outcomes.

This role in a nutshell:

Extremely exciting opportunity to work in a major, progressive utilities business working across credit risk, collections and onboarding, where you will be able to make a real difference for customers.

As a Senior Credit Risk Analyst in Performance and Insight, you will be responsible for the effective management of key debt prevention strategies, processes, analytics and MI which underpin Onboarding, Customer Management and Collections operation, allowing us to manage risk within our risk appetite and drive reductions to debt balances whilst increasing revenue.

You’ll be working collaboratively with team members across customer operations & balances and the wider business to provide data and insight that supports decision making in our credit risk and collections landscapes to improve our business performance and customer outcomes.

Your key outcomes will be:

Using SQL and Python to generate insights and to lead initiatives that advance the department strategy and reduce portfolio risk.
Building and maintaining Tableau and Looker dashboards to monitor trends, track performance against targets, and assess key performance indicators.
Developing credit risk insights to identify optimisation opportunities, influence positive credit behaviours, and support decision‑making across all stages of the credit risk lifecycle.
Designing and developing commercial and credit risk models, setting up A/B tests and conducting cost/benefit analysis to evaluate proposed solutions.
Reducing manual effort and improving efficiency through automation and process optimisation.
Solving business problems with a multidisciplinary approach and working in cross - functional teams.
Building and maintaining data pipelines to enable seamless data integration and

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