Wholesale Credit Section Manager

Are you an experienced Credit Manager with a strong background in B2B underwriting? Bracknell | Hybrid Working | Permanent | Up to 63,000 RD Financial Recruitment is working with a well-established global organisation to recruit a Credit Manager to join its Wholesale team. This is a senior role with responsibility for credit, risk and underwriting , alongside the management and development of a team The role Manage, develop and support a team of credit professionals.

Review and underwrite B2B credit proposals, including dealer financial performance and funding requirements. Make credit decisions within your delegated authority and provide recommendations on larger exposures. Own month-end reporting and prepare information for committee and risk meetings. Build strong relationships with dealers and senior stakeholders. Analyse new dealer applications, business plans and funding requirements. Manage credit risk where dealers become distressed, including site visits, stock recovery and debt reconciliation.

Ensure robust governance, controls and regulatory compliance across the department. Work with banks, solicitors and other creditors where security is required. Deputise for the Wholesale Department Manager when required. About you Significant experience underwriting B2B credit proposals. Strong financial analysis and credit assessment skills. Previous experience managing and developing a team. The confidence to make informed lending decisions within a risk framework.

Strong relationship-building and influencing skills, particularly with senior stakeholders. Excellent commercial judgement and attention to detail.

Experience with in automotive finance, dealerships or the wider motor industry would be advantageous, but isn't essential. What’s on offer? The role offers a hybrid working arrangement , with the flexibility to request up to 2 days working from home per week , subject to business requirements. Apply now or contact RD Financial Recruitment for more information.