Credit Specalist

NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.

You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.

Responsibilities will include:

• Analysing the financial and non-financial strength of applicant businesses

• Reviewing information provided by applicants and validating this against external sources where applicable

• Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level

• Engaging with applicants to obtain additional information to support credit assessment

• Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality

• Working with Lending Operations to move approved transactions through to execution

• Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation

• Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow

• Private-sector banking background (essential)

• Strong lending / credit analysis experience

• 5+ years’ experience in credit, lending or risk-focused roles

• Comfortable providing debt advice to customers

• Confident engaging with applicants and internal stakeholders

• Able to work autonomously in a field-based / remote role

• Contract length: 6 months Interim

• Rate: £350 - £450 per day (Umbrella)

• IR35: In scope

• Hours: 37 hours per week (typically 9am–5pm)

• Location: Field-based / working from home

• Travel: Ad-hoc travel required (team meetings in London or Swindon 2–3 times during the contract, plus occasional client meetings/events)

Please note this is an Interim role so you will need to be available quickly

The rate offered is dependent on experience