Lending Reconciliations Accountant - SME Lending & Loan Books; CPA)

Overview

Join a fast-growing, technology-driven private lending company disrupting the Australian financial services sector by reshaping access to capital for SMEs. As a Reconciliations Accountant, you will own the financial accuracy of loan disbursements, repayments, and large-dataset third-party data reconciliations in a high-velocity environment. This is a specialized role for a detail-obsessed professional who enjoys finding discrepancies others overlook and managing the integrity of a dynamic lending book.

• Monday – Friday, 40 hours per week, flexible within Australian business hours (e.g., 6:00 AM – 3:00 PM Manila Time)

Reconciliation & Financial Accuracy (Primary Focus – 60%)

• Reconcile daily loan disbursements and repayments against bank statements and internal loan ledgers.
• Reconcile income and expense data between the client’s lending system and third-party broker dashboard platforms (e.g., Orgmeter or similar).
• Identify and resolve discrepancies in loan amortization schedules, payment allocations, and collections data.
• Prepare daily/weekly reconciliation reports for management review, highlighting any outstanding variances.

Collections Support (20%)

• Monitor overdue loan accounts and reconcile collections received against outstanding principal and interest balances.
• Work cross-functionally with the client success team to ensure borrower payments are applied correctly and on time.
• Flag accounts requiring escalation based on reconciliation findings (e.g., repeated arrears, unallocated payments).

Data Integrity & Reporting (20%)

• Manage and reconcile large datasets (10,000+ rows) using Excel and Google Sheets (pivot tables, XLOOKUP, data validation, IF statements).
• Maintain accuracy of loan records within Hub Spot CRM and internal loan management databases.
• Identify opportunities for automation in reconciliation workflows (experience with Zapier, Make, or basic scripts is a strong plus).

• Certified Public Accountant (CPA) qualification required
• Collections, loan repayment, and loan reconciliation experience in a lending environment – you understand how loan amortization works and how to reconcile arrears on a lending book, with relevant lending experience.
• Familarity with Active Campaign is a strong advantage
• Advanced Excel/Google Sheets skills – confident with large datasets, pivot tables, and lookup functions.
• Detail-obsessed mindset – you actively enjoy finding the $10 discrepancy that everyone else missed.
• Ability to work independently in a high-velocity, technology-driven environment (loans approved in hours, not days).

Nice to have:

• Experience with Orgmeter or similar lending data aggregation platforms.
• Familiarity with Hub Spot CRM.
• Understanding of automation tools (Zapier, Make, or basic scripts).
• Previous experience in Australian lending, fintech, or private credit.

• Permanent work from home
• Immediate hiring
• Health Insurance Coverage for eligible locations

Lending Reconciliations Accountant - SME Lending & Loan Books (CPA)

Job Category

Accounting and Finance

Job Type

Full Time (35 hours or more per week)

Work Schedule and Timezone

Sydney, NSW

Published on

Sep 07 2026