Senior Credit Risk Technical Analyst

Senior Credit Risk Technology Analyst

London/Hybrid

Contract to March 2027

Day rate from £750 via Umbrella Company DOE

Our commitment is to provide equal opportunity regardless of, for example, your gender, age, ethnicity, disability, sexual orientation or beliefs. We also engage with employers to develop programmes and pathways that embrace diverse talent and promote more inclusive employment worldwide through partnerships and other initiatives. We recognise and celebrate the value of difference and how it makes us faster, smarter and more innovative than our competition.

My client is one of the largest financial institutions headquartered in Japan, with an established presence across all consumer and corporate banking businesses. Through its subsidiaries and affiliates, they offer a diverse range of financial services, including commercial banking, leasing, securities, credit card, consumer finance and other services.

They are seeking an experienced Senior Credit Risk Technology Analyst to join a strategic Credit Risk Technology function within a leading global banking organisation. This role sits at the intersection of Credit Risk, Data and Technology, acting as the key link between business stakeholders and development teams to deliver complex Credit Risk solutions and regulatory change initiatives.

This is a hands-on position requiring deep Credit Risk domain expertise combined with strong technical analysis, data interrogation and agile delivery experience. You will be responsible for translating business and regulatory requirements into detailed functional specifications, managing delivery through the software development lifecycle, and ensuring solutions meet both business and regulatory expectations.

The position is being offered on an initial contract until the end of March but with the potential to extend. You will be hybrid working being office based 3 days a week, 2 days working from home.

Key Responsibilities

Credit Risk Technology Analysis

Act as the primary interface between Credit Risk, Technology, Data, Treasury, Finance and Front Office stakeholders.
Gather, analyse and document business and regulatory requirements.
Translate requirements into detailed Functional Specification Documents (FSDs), business requirements and technical specifications.
Ensure accurate interpretation of Credit Risk policies, methodologies and regulatory requirements within technology solutions.
Support strategic Credit Risk platform enhancements and transformation initiatives.

Agile Delivery & Jira Management

Own and manage Epics, Features and User Stories within Jira.
Work closely with developers and architects to ensure requirements are fully understood and delivered as intended.
Refine and prioritise backlogs in partnership with business stakeholders and programme leadership.
Support sprint planning, UAT, defect management and production releases.
Maintain full traceability between business requirements, technical design and delivered solutions.

Credit Risk Domain Expertise

Work across key areas of the Credit Risk lifecycle including:

Counter party Credit Risk (CCR)
Exposure and Limit Management
SA-CCR and Credit RWA calculations
Corporate and Wholesale Lending
IFRS 9 impairment
Basel III/IV and CRR/CRD regulatory initiatives

Data Analysis & Technology

Analyse data to support requirements gathering and solution validation.
Use SQL to interrogate and validate data across multiple systems.
Support data mapping, reconciliation and data quality initiatives.
Work alongside data engineering teams on strategic platform enhancements.

Stakeholder Management

Build strong relationships with senior stakeholders across Risk, Technology and Business functions.
Present requirements, progress updates and recommendations to senior…