Credit Analyst

Our client is seeking a meticulous and analytical Credit Analyst to join their established finance department in a fully remote capacity. This role is crucial for evaluating the creditworthiness of potential clients and borrowers, assessing financial risks, and making recommendations to support lending decisions. You will work independently, analyzing financial statements, credit reports, and market data to ensure the organization's lending practices are sound and profitable.

This position offers a significant opportunity for an individual passionate about risk management to contribute to critical financial operations from anywhere, fostering a culture of responsible lending.

• Analyze financial statements, credit histories, and other financial data to assess the risk associated with loan applications.
• Prepare detailed credit reports and recommendations for loan approval or denial.
• Monitor the financial performance of existing borrowers and identify any changes in credit risk.
• Ensure compliance with internal credit policies and external regulatory requirements.
• Collaborate remotely with loan officers and relationship managers to provide credit expertise.

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 2-4 years of experience in credit analysis, financial analysis, or a related banking role.
• Strong understanding of financial statement analysis, ratio analysis, and risk assessment techniques.
• Proficiency in Microsoft Excel and experience with credit scoring or loan origination software.
• Excellent analytical, problem-solving, and written communication skills.

• Competitive salary commensurate with experience.
• Fully remote work environment, offering excellent work-life balance.
• Comprehensive medical, dental, and vision insurance.
• Paid time off and opportunities for professional development.
• Access to advanced analytics tools and ongoing training in credit risk management.