Credit Risk Analyst

Our client is seeking a sharp and analytical Credit Risk Analyst to join their fully remote team. This role is crucial for assessing the creditworthiness of clients and managing the associated risks for the organization. You will utilize sophisticated analytical tools and financial data to develop risk models, evaluate loan applications, and monitor portfolio performance. This is an excellent opportunity for a finance professional who excels in quantitative analysis and thrives in a flexible, remote work environment, contributing to sound lending practices.

• Analyze financial statements, credit reports, and other data to assess the credit risk of individuals and businesses.
• Develop and implement credit scoring models and risk assessment methodologies.
• Monitor the credit performance of existing loan portfolios, identifying potential issues and recommending proactive measures.
• Approve or reject loan applications based on established credit policies and risk appetites.
• Prepare detailed credit memos and reports for management review.
• Stay updated on credit risk best practices, regulatory changes, and market trends.

• Bachelor's degree in Finance, Economics, Mathematics, or a related field.
• Minimum of 3 years of experience in credit analysis, risk management, or a related banking role.
• Strong understanding of financial statement analysis, ratio analysis, and financial modeling.
• Proficiency in SQL for data extraction and manipulation.
• Familiarity with credit risk management software and techniques.
• Excellent analytical, quantitative, and problem‑solving skills, with keen attention to detail.

• Competitive salary and performance-based incentives.
• Fully remote work arrangement, providing ultimate flexibility.
• Comprehensive health insurance and retirement savings plan.
• Opportunities for professional development, including credit risk certifications.
• A collaborative online environment that fosters continuous learning and growth.