Credit Analyst

Our client is seeking a detail-oriented and insightful Credit Analyst to join their lending team, remotely serving clients. This role involves assessing the creditworthiness of potential borrowers, analyzing financial statements, and making informed recommendations on loan applications. You will play a vital part in managing credit risk, ensuring the company's loan portfolio remains sound and profitable. This is an excellent opportunity for a finance professional passionate about credit assessment and risk mitigation, offering the flexibility of a remote work arrangement.

• Analyze financial statements, credit reports, and other relevant data to assess borrower credit risk.
• Prepare comprehensive credit reports and present findings and recommendations to loan committees.
• Monitor the credit quality of existing loan portfolios and identify potential risks.
• Ensure compliance with credit policies, procedures, and regulatory requirements.
• Communicate with clients to gather necessary financial information and discuss loan terms.
• Stay informed about industry trends and economic conditions affecting credit risk.

• Bachelor's degree in Finance, Economics, Accounting, or a related field.
• 1-3 years of experience in credit analysis, commercial lending, or financial risk assessment.
• Strong understanding of financial statement analysis, ratio analysis, and credit scoring models.
• Proficiency in Microsoft Excel and familiarity with financial databases.
• Excellent analytical, research, and written communication skills.
• Ability to work independently and manage multiple assignments effectively in a remote setting.

• Competitive salary and potential for performance-based incentives.
• Comprehensive medical and retirement benefits.
• Fully remote work arrangement offering excellent work-life balance.
• Opportunities for professional development and growth in credit risk management.
• Be part of a key function that supports responsible lending and financial stability.