Credit Manager, Credit Structuring, Private Wealth - Bilingual

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CIBC Private Wealth Management delivers customized banking, financial planning, investment management and specialized advisory solutions to meet the unique needs of Canada’s high net worth individuals, families, private holding companies, trusts, estates and charitable foundations. CIBC Private Wealth Management is comprised of the following lines of business:

• CIBC Private Banking – Exclusive personal service for high net worth individuals providing comprehensive financial advice and solutions in investments, credit, cash management and foreign exchange.
• CIBC Investment Counsel (CPIC) - Provides discretionary investment management expertise and tailored portfolios.
• CIBC Wood Gundy
  - Provides integrated wealth management solutions to highnet-worth individuals and families through a network of trusted Investment Advisors and Portfolio Managers.
• CIBC Trust
  - Provides professional estate administration, power-of-attorney, and trustee services with expertise in tax reporting, property management, and investment management.

The Credit Manager is accountable for the ongoing management and administration of the complex credit book within Private Banking working under the direction/guidance of the Director, Credit. The Credit Manager role manages the credit quality of the high net worth client base found within Private Banking whose credit needs and financial structures are typically more complex. The role is actively engaged supporting Private Banking Advisors grow their credit opportunities while also ensuring appropriate oversight of their existing credit book.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

• Client Focus
  - Provide guidance and offer support on new credit requests with Private Banking Advisors. This will include analyzing and understanding client financial information (holding companies / individuals) and assessing its relative strength against the credit request. This will also include confirming and/or recommending an appropriate lending facility and security structure to support for the proposed credit request. For more complex situations this may involve direct communication with the client and/or their professional advisors to ensure an appropriate understanding of their information and what is being requested.
• Credit Management
  - The Credit Manager role is involved with preparing credit applications (iCap and CLASS CIBC credit platforms), partnering with Wealth Risk Management in negotiating credit terms, helping with and/or creating loan documentation and helping with and/or liaising directly with back-office on security documentation. Help manage the existing complex credit book with particular focus managing expiries. This will include identifying expiries ahead of time and working with the Private Bankers/Associates to ensure proper monitoring of the credits, appropriate information is attained and ensuring reviews are completed.
  
  Provide credit structuring guidance and advice to the Private Banking Advisors and local leadership.
• Deal Summaries
  - Support leadership team in preparation of deal summaries on large credit requests to allow an appropriate early engagement with senior…