Credit Risk Analyst

Our client is seeking a sharp and analytical Credit Risk Analyst to join their finance team, operating remotely. This position is essential for evaluating the creditworthiness of potential and existing clients, minimizing potential losses for the organization. You will be responsible for developing and implementing credit risk assessment models, monitoring portfolio risk, and advising on credit policies. This remote role offers a fantastic opportunity to contribute to sound financial decision-making and risk mitigation from anywhere, supporting the institution's sustainable growth.

• Analyze financial statements, credit reports, and other relevant data to assess credit risk.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor the credit quality of the loan or investment portfolio and identify potential NPLs (Non-Performing Loans).
• Recommend credit limits, terms, and conditions based on risk assessment.
• Prepare credit approval memos and present credit proposals to the credit committee.
• Ensure compliance with internal credit policies and external regulatory requirements.

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field.
• Minimum of 4 years of experience in credit analysis, risk management, or a related banking role.
• Proficiency in financial analysis, ratio analysis, and cash flow forecasting.
• Strong understanding of credit risk principles and lending practices.
• Excellent analytical, attention to detail, and problem-solving skills.
• Familiarity with credit risk modeling software and databases is a plus.

• Competitive salary and performance-based incentives.
• Comprehensive health, retirement, and insurance benefits.
• Fully remote work flexibility.
• Opportunities for professional development and training in risk management.
• Contribute to the financial stability of the organization.