Global Markets,Residential Mortgage Trading Winter Job Toronto Ontario Canada,Finance & Banking

Position: Global Markets, Residential Mortgage Trading Winter 2027

Description

Assist with mortgage acquisition, funding, pooling and securitization activities across insured and conventional mortgage portfolios.

Contribute to hedging and risk-management analysis, including monitoring exposures and preparing clear, accurate reporting for the team and relevant control partners.

Analyze mortgage, lender and portfolio data to identify trends, explain results and support commercial decisions.

Build or improve tools, models and recurring processes using Excel and Python, including automating data preparation, analysis and recurring reporting.

Conduct research on the Canadian mortgage market, fixed income markets, securitization structures, regulations and program requirements.

Prepare concise internal materials and support the team’s interactions with lenders, risk partners and other Global Markets desks.

Take ownership of a defined project that improves a process, analysis or business outcome, and present the results to the team.

What you will learn

How a mortgage moves from origination and commitment through funding, pooling, securitization and sale as an MBS.

The economics and risks of mortgage pricing, hedging and securitization, including the interaction between credit, market and operational risk.

How the Residential Mortgage Trading team fits within TD Securities and works with lenders, trading desks, Market Risk, Credit Risk, Operations and other partners.

How to translate large datasets and market information into practical recommendations in a fast-paced trading environment.

How to communicate clearly with senior colleagues and external counterparties while managing multiple priorities and deadlines.

Job Requirements:

Strong analytical and problem-solving skills, with curiosity about capital markets, fixed income, mortgages or securitization.

Advanced working knowledge of Microsoft Excel and comfort working with large datasets. Experience with financial modelling is an asset.

Strong technical proficiency in Python, with the ability to write, understand and troubleshoot code used for data analysis and process automation. Experience with Mongo DB or VBA is an asset.

Strong written and verbal communication skills, attention to detail and the ability to explain analysis clearly.

A proactive, adaptable approach and the ability to work both independently and collaboratively in a deadline-driven environment.

A willingness to ask questions and learn quickly.

Early Talent Requirements

Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

We welcome all applications; however, we will only contact qualified candidates chosen for an interview.

TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements.

Thank you for your interest.

Assigned Line of Business Requirements

Please note that the line of business that you are assigned to may require specific skills not mentioned in this posting.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our…