Comml Portfolio Manager - Equipment Finance

Summary:

The Equipment Finance Portfolio Manager analyzes, assesses, and documents the critical components of a credit decision. This role conducts industry and company research, prepares accurate and timely credit approval documentation, and participates in and/or decisions credit approval presentations. The Equipment Finance Portfolio Manager proactively evaluates credit decisions and opportunities to mitigate associated business risks relying on established Huntington policies, procedures and legal and regulatory requirements.

In addition, this position owns primary responsibility for underwriting quality and works closely with Equipment Finance Sales Executives and Regional Credit Officers.

• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Equipment Finance Sales Executives, and Regional Credit Officer
• Utilizes Huntington National Bank’s (HNB) financial spreading software to analyze year end and interim financial statements
• Utilizes the Bank's risk rating model
• Prepares credit approval document
• Assesses the primary risks of the credit extension and the nature of the mitigating factors
• Accurately and appropriately analyzes financial statements, calculates cash flow coverage, leverage, and other relevant financial ratios; discusses deal‑specific cash flow modifications and determines for reasonableness
• Presents underwriting document incorporating financial, business, industry and risk analysis in a concise effective manner
• Manages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, annual reviews, criticized loans, etc
• Performs other duties as assigned

• Bachelor's Degree
• 3+ years of experience in portfolio or relationship management in commercial banking and/or equipment finance

• Has successfully held similar role with a Bank-owed equipment finance organization or like experience
• Demonstrated success structuring, underwriting and decisioning commercial credit
• Sharp analytical and decision‑making skills
• Proficiency using Microsoft Word and Excel
• Strong organizational, verbal and written communication skills
• Strong interpersonal skills and solid written/verbal communication
• Strong attention to detail
• Proficiency with Moody's spreading software
• Ability to prioritize workflow and multi-task in a fast‑paced environment

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type:
Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter.

Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F‑1 students, H‑1B professionals, O‑1 workers, TN workers, E‑3 workers, among other immigration statuses.

Applicants must be currently authorized to work in the United States on a full‑time basis.

Compensation Range: $57,000 - $124,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays and paid time off (PTO)

Huntington is an Equal Opportunity Employer.

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