Credit Risk Manager; No Remote

Our client, a well-established financial institution, is seeking an experienced Credit Risk Manager to join their team in
** Rustenburg, North West, ZA**. This is an on-site position, requiring full-time presence in the office to effectively manage and mitigate credit risks across the organization's lending portfolio. The successful candidate will be responsible for developing, implementing, and overseeing the credit risk management framework. This role demands a rigorous analytical approach, a deep understanding of financial regulations, and the ability to make sound judgments on credit exposure.

If you are a strategic thinker with a proven track record in credit risk management within the
** Banking & Finance
** sector, this is an excellent opportunity to advance your career.

• Develop and implement robust credit risk policies and procedures.
• Assess and monitor the creditworthiness of corporate and individual borrowers.
• Analyze financial statements, credit reports, and market data to evaluate risk exposure.
• Manage and optimize the credit portfolio, ensuring compliance with risk appetite.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor economic and industry trends impacting credit risk.
• Report on credit risk metrics and portfolio performance to senior management.
• Lead and mentor a team of credit analysts.
• Ensure compliance with all relevant banking regulations and internal controls.

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• A Master's degree or professional qualification (e.g., PRM, FRM) is advantageous.
• Minimum of 7 years of progressive experience in credit risk management, preferably within the
  ** Banking & Finance
  ** industry.
• Strong understanding of credit risk modeling, financial statement analysis, and regulatory frameworks (e.g., Basel Accords).
• Proven ability to manage a significant credit portfolio and make informed risk decisions.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong leadership and team management capabilities.
• Proficiency in risk management software and advanced analytical tools.
• Excellent communication and reporting skills, with the ability to articulate complex risk issues to stakeholders.

Our client offers a competitive salary, attractive performance bonuses, and a comprehensive benefits package. You will be part of a stable and respected financial institution with opportunities for professional development. The role provides significant responsibility and the chance to shape the risk management strategy of the company. Work within a professional environment in the heart of
** North West, ZA**, contributing to the financial health and stability of the region.