Internal Audit Team Lead - Loan Operations, Post-Closing, and Compliance

About World Business Lenders ()

At World Business Lenders (WBL), we are dedicated to providing general-purpose, short-term commercial loans backed by real estate collateral for a diverse range of small and medium-sized businesses across the United States that may not have access to traditional funding options. We take pride in managing our loan portfolio as well as offering services for third-party loans, with a special emphasis on non-performing loan pools and REO management.

• WBL is a U.S.
  
  -based company that embraces a 100% remote work environment for candidates located in Turkey, Latin America, and India.
• Our working hours are 9:00am-6:00pm Eastern Time
  , from Monday to Friday.
• The role requires an excellent command of both oral and written English.
• Please submit your resume in English.

• Internal Audit Team Lead – Loan Operations, Post-Closing, and Compliance is responsible for leading audits across the lending lifecycle, post-closing operations, and compliance activities while ensuring effective risk management, regulatory compliance, and strong internal controls. Reporting directly to the SVP of Internal Audit, this role oversees a dedicated pod of 4 Internal Audit Analysts.

• WBL operates with a fully remote, multinational workforce. Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs.
• This role serves as a "hands-on" leader who seamlessly transitions between supervising the audit team and executing audit fieldwork. The Team Lead evaluates operational controls, compliance with lending policies, and post-closing activities. Additionally, the Team Lead is responsible for reviewing audit work papers, testing, and reports, ensuring the consistent application of audit methodology and quality standards across the team.

• Audit engagements are completed on time and meet Internal Audit quality standards.
• Internal Audit Analysts are effectively supervised, coached, and developed.
• Audit work papers, testing results, and reports are thoroughly reviewed and maintain high-quality standards.
• Significant risks, control deficiencies, and compliance issues are identified and reported clearly to the SVP.
• Remediation tracking and validation activities are successfully supported.

• Lead audits of loan origination, underwriting, servicing, collections processes, and post-closing activities.
• Perform hands-on audit fieldwork, complex process walkthroughs, and control testing alongside the team.
• Review analyst audit work papers, testing results, and supporting evidence, providing actionable feedback.
• Evaluate compliance with regulatory requirements, investor guidelines, and internal policies.
• Support remediation tracking and validation activities.
• Draft comprehensive audit reports detailing findings, root causes, and practical recommendations.
• Monitor and track the status of audit findings, actively following up with management to ensure timely remediation.

• Ensure the timely and effective execution of the risk-based audit plan for the Loan Operations, Post-Closing, and Compliance pod.
• Review quality assurance processes and identify improvement opportunities.
• Identify operational, process, and credit-related risks.
• Promote continuous improvement and knowledge sharing across the team.

• Supervise and develop 4 Internal Audit Analysts.
• Review audit work papers, testing, and reports to ensure consistent application of audit methodology and quality standards.
• Evaluate operational controls and compliance with lending policies.
• Assess post-closing activities and loan documentation controls.
• Provi…